Business Details
23 Years
experience
Your Trusted Partner for Commercial Mortgage Solutions
American Commercial Lending has been a leader in commercial real estate financing since 2003, delivering tailored mortgage solutions across Philadelphia, Florida, New York, Dallas, and nationwide. Our teams deep industry knowledge and access to diverse capital sourcesincluding Fannie Mae, Freddie Mac, and SBA programsallow us to secure competitive rates and terms for clients. With nationwide reach and localized expertise, we specialize in commercial mortgages, bridge loans, and construction financing, prioritizing rapid approvals and personalized service.Our 20+ years of experience, coupled with partnerships with major lenders, ensures clients receive innovative financing strategies suited to their unique needs. We emphasize transparency, efficiency, and trust, maintaining a reputation for hassle-free transactions and client-centric outcomes.
Services
Commercial Mortgages
Bridge Loans
Apartment Financing
SBA Loans
Construction Financing
Equipment Financing
FHA Loans
Working Capital Loans
USDA Loans
Commercial Refinance
Details
- Year established: 2003
Highlights and features
- We offer access to a wide range of capital sources including Fannie Mae and Freddie Mac
- Our team provides 24-hour loan approvals for urgent financing needs
- We specialize in competitive rates for commercial mortgages and bridge loans
- We have over 20 years of experience in commercial real estate financing
- We provide tailored solutions for apartment buildings, office spaces, and more
Associations and certifications
- Fannie Mae
- Freddie Mac
- HUD
- FHA
- SBA
- USDA
Services
Commercial Mortgages
Commercial mortgages provide financing for real estate used for business purposes, including offices, retail spaces, and industrial properties. We offer customized solutions with competitive rates and terms, leveraging partnerships with major lenders. Our expertise ensures clients receive tailored financing to meet investment goals.
Bridge Loans
Bridge loans offer temporary financing between property purchases and long-term loans. Ideal for urgent deals or construction projects, our programs start at 7% interest with terms up to 3 years. Fast approvals ensure clients secure funding within days, not weeks.
SBA Loans
SBA loans provide government-backed financing for small businesses, including low down payments and flexible terms. Programs like the SBA 7(a) and Express Loan cater to diverse needs, from equipment purchases to real estate acquisitions, with guaranties up to $1.5 million.
Construction Financing
Construction financing supports new builds or property renovations, covering costs from land acquisition to completion. We offer flexible terms and high loan-to-cost ratios, with expertise in managing cash flow for commercial projects like offices, hotels, and multifamily complexes.
Apartment Financing
Apartment financing specializes in loans for multifamily properties, offering up to 85% LTV with competitive rates. Programs include Fannie Mae and Freddie Mac options, with terms up to 30 years. Our experience ensures streamlined processes for both large and small investors.
Questions
What types of commercial loans do you offer?
We offer commercial mortgages, bridge loans, SBA loans, construction financing, equipment financing, and multifamily apartment loans.
How quickly can I get approved for a loan?
Most conditional approvals are issued within 24 hours of submitting your application.
Do you offer financing nationwide?
Yes, we provide commercial financing solutions across the U.S., including Philadelphia, Florida, and Texas.
Can I refinance an existing commercial property?
Yes, we specialize in refinancing existing properties, including favorable rates for stabilized assets.
What are your loan rates?
Rates start at 4.15% for conventional loans and 7% for bridge loans, depending on terms and creditworthiness.
How do I apply for a commercial loan?
Apply online or contact us directly to discuss your needs and submit required financial documentation.
