Business Details
25 Years
experience
Your Trusted Mortgage Lending Partner in Irvine, CA
Since 2001, we have built a reputation as a trusted mortgage lender dedicated to serving the TPO community with integrity and innovation. Our executive leadership team brings decades of experience from top-tier lenders, fostering a culture of excellence that drives both associate growth and company success. We specialize in providing mortgage brokers with streamlined access to a comprehensive suite of loan products, including conventional, government-backed, and Non-QM solutions tailored for self-employed individuals, investors, and foreign nationals. Our commitment to operational efficiency ensures fast turn times while maintaining rigorous underwriting standards. With teams located in Irvine, Honolulu, Las Vegas, and Gilbert, we combine advanced technology with personalized support to deliver superior customer experiences.Our focus on creating a positive work environment has resulted in long-term team members and numerous internal promotions. We pride ourselves on getting loans funded the right way the first time, ensuring reliability for brokers and their clients. Our dedication to compliance and ethical practices is reflected in our adherence to federal regulations and state licensing requirements across multiple jurisdictions. By maintaining transparency in our processes and prioritizing broker partnerships, we continue to establish ourselves as a premier lending resource. Our corporate culture emphasizes continuous improvement, technological integration, and unwavering commitment to our core values of Trust, Knowledge, and Innovation.
Services
Wholesale Mortgage Lending
Retail Mortgage Lending
Correspondent Lending
Commercial Real Estate Loans
Non-QM Loans
FHA Loans
VA Loans
USDA Loans
Purchase Loans
Refinance Loans
Details
- Year established: 2001
Highlights and features
- We offer over 70 home loan products including Non-QM solutions
- Our leadership team has decades of top-tier lending experience
- We provide superior customer experiences through dedicated support
- We maintain fast turn times without compromising underwriting standards
- Our corporate culture drives continuous process improvement
Services
Wholesale Mortgage Lending
Our wholesale lending division provides mortgage brokers with comprehensive loan solutions including conventional, government, and Non-QM products. We offer streamlined submission processes and dedicated support to help brokers close loans efficiently. Our experienced team works closely with community-based originators to ensure timely funding and exceptional service.
Non-QM Loans
We specialize in Non-QM loan products designed for unique borrower situations including self-employed individuals and foreign nationals. Our flexible underwriting standards accommodate non-traditional income documentation while maintaining responsible lending practices. These innovative solutions expand homeownership opportunities for qualified borrowers who don't meet standard QM requirements.
Retail Mortgage Lending
Our retail lending services connect directly with homebuyers seeking purchase or refinance options. We offer competitive rates across conventional, FHA, VA, and USDA loan programs. Our experienced loan officers guide borrowers through the entire process from pre-approval to closing with personalized support and transparent communication.
Correspondent Lending
We partner with banks, credit unions, and government supervised lenders through our correspondent division. This program allows institutions to originate and process loans meeting our underwriting standards for subsequent purchase. Our dedicated team provides clear guidelines and efficient transaction processing for institutional lending partners.
Commercial Real Estate Loans
Our commercial lending solutions support investors seeking financing for income-producing properties. We offer tailored terms and flexible underwriting for various commercial real estate projects. Our experienced specialists work with borrowers to structure deals that meet specific investment objectives while maintaining prudent risk management practices.
People
Steven Nagy
Vice President of Operations
Steven leads our operations team with a focus on creating positive work environments and fostering employee growth. He ensures efficient loan processing while maintaining strict compliance standards.
Javier S.
Account Manager
Javier builds strong relationships with broker partners while emphasizing teamwork and collaboration. He provides personalized support to ensure successful loan transactions for clients and real estate professionals.
Natalye L.
Funder
Natalye specializes in loan funding processes while balancing remote work flexibility with organizational engagement. She maintains critical connections between brokers and funding resources throughout the loan lifecycle.
Questions
What loan programs do you offer?
We offer conventional, FHA, VA, USDA, and Non-QM loans with over 70 product options for purchase and refinance transactions.
How can mortgage brokers get approved?
Brokers can get approved quickly through our client services desk by submitting required documentation and meeting our underwriting standards.
In which states are you licensed?
We are licensed in all 50 states with specific state approvals listed on our licensing page and NMLS Consumer Access website.
What sets you apart from other lenders?
Our combination of innovative loan products, fast turn times, and dedicated broker support creates exceptional value for mortgage professionals.
Do you offer Non-QM solutions?
Yes, we specialize in Non-QM loans for self-employed individuals, investors, and foreign nationals with unique financing needs.
How do you ensure loan quality?
We maintain strict underwriting standards while combining experienced staff with advanced technology to ensure accurate, compliant loan processing.
