Business Details
Your Trusted Mortgage Partner in Aurora, CO
A Plus Mortgage Co has built its reputation on over 40 years of combined mortgage loan origination experience, successfully navigating multiple economic cycles to serve thousands of borrowers. Our expertise spans diverse credit profiles and property types, from primary residences to investment properties, with a focus on personalized service and modern financing solutions. We pride ourselves on a 99.9% success rate guarantee, flexible repayment terms, and a commitment to transparency that has earned us a high customer return rate. Our team of knowledgeable loan originators specializes in matching borrowers with programs that meet their unique needs, whether purchasing a home, refinancing, or financing home improvements. With a focus on A+ customer service, we offer customized consulting experiences, home visitations for document collection, and flexible closing options to accommodate client schedules.Our success stems from prioritizing client goals over internal metrics, ensuring every borrower receives comprehensive guidance through the mortgage process. We maintain partnerships with multiple lenders to expedite loan matching and closing, including specialized programs for self-employed individuals and DSCR financing across 44 states. Our track record includes closing loans in as little as 12-20 days for qualified applicants, supported by a deep understanding of conventional, jumbo, FHA, VA, and USDA loan programs. We actively educate borrowers about their financing options while maintaining strict compliance with industry regulations and ethical standards.
Services
Home Purchase Loans
Home Refinance Loans
Self-Employed Financing
Home Improvement Loans
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Jumbo Loans
DSCR Financing
Highlights and features
- We have 40+ years of combined mortgage loan origination experience
- Our 99.9% success rate guarantee exceeds industry standards
- We offer customized loan programs for unique borrower situations
- Our team provides in-home document collection services
- We close loans in as little as 12-20 days for qualified applicants
Associations and certifications
- NMLS
What people say
Best that I have ever worked with
Awesome
Highly recommended
Fast and professional communication
True asset to the company
Services
Home Purchase Loans
We specialize in home purchase loans tailored to individual borrower profiles. Our services include conventional conforming loans, jumbo loans, and government-backed programs like FHA, VA, and USDA loans. Our experienced loan officers help first-time buyers and seasoned investors navigate the purchasing process with personalized guidance and competitive rate options.
Home Refinance Loans
Our refinance programs help homeowners reduce monthly payments, consolidate debt, or access home equity. We offer conventional refinancing, cash-out options, and specialized programs for self-employed borrowers. Our streamlined process can save qualified applicants up to $1,000 monthly through strategic debt consolidation and rate optimization.
Self-Employed Financing
We provide tailored mortgage solutions for self-employed individuals with at least two years in business. Our programs accept alternative income documentation including bank statements and DSCR calculations. Qualified applicants can close loans in as little as 12 days with down payments as low as 5-10%, with specialized options for business owners and entrepreneurs.
Home Improvement Loans
Our home improvement financing options allow property owners to fund renovations through refinance or second mortgage programs. We support projects adding permanent value including energy-efficient upgrades, basement finishing, and structural improvements. Our process includes contractor coordination and staged fund disbursement to ensure project completion.
DSCR Financing
We offer DSCR financing solutions for real estate investors without requiring traditional income documentation. This program evaluates loan eligibility based on property cash flow potential rather than borrower income. Available in 44 states, it supports investment property purchases with flexible terms and streamlined approval processes.
Questions
What mortgage loan programs do you offer?
We offer conventional, jumbo, FHA, VA, USDA, and DSCR loans with specialized programs for self-employed borrowers and investment properties.
How quickly can you close a mortgage loan?
Qualified applicants can close home purchase loans in as little as 12 days and refinance loans in 15-20 days with our expedited process.
Do you offer mortgage options for self-employed individuals?
Yes, we specialize in self-employed financing requiring 2+ years in business and 5-10% down payment with alternative income documentation options.
What areas do you serve?
We operate in Colorado, Florida, Texas, and Wyoming with DSCR financing available in 44 U.S. states for qualified investment properties.
Can I refinance to lower my monthly payments?
Yes, our refinance programs help borrowers save up to $1,000 monthly through rate reduction and debt consolidation strategies.
What home improvement financing options exist?
We offer renovation loans that add project costs to mortgage balances or provide stand-alone second mortgages for home upgrades and repairs.
