Business Details
25 Years
experience
Your Trusted Mortgage Partner in Buford, GA
Options Mortgage Services has been dedicated to helping families in Buford achieve their homeownership goals since 2001. With over two decades of experience in the mortgage industry, our team specializes in tailoring loan products to meet the unique needs of clients across Georgia and Florida. Our founder, Dan McKenzie, brings a wealth of expertise having closed thousands of loans throughout his 24-year career, earning numerous awards for loan origination excellence. We pride ourselves on offering a comprehensive range of mortgage solutions including conventional, FHA, VA, jumbo, USDA, and reverse mortgage options. Our commitment to personalized service ensures that each client receives the lowest possible rates and most favorable closing costs.As a locally rooted business, we combine deep community knowledge with national lending standards to deliver exceptional service. Our online application system streamlines the approval process while maintaining the personal touch that sets us apart. We serve veterans with specialized VA loan programs and provide expert guidance for first-time homebuyers through FHA loan options. Our team stays current with evolving mortgage regulations and market conditions to offer reliable, up-to-date advice. With a focus on transparency and client education, we empower our customers to make informed financial decisions that align with their long-term goals.
Services
Conventional Loans
VA Home Loans
FHA Home Loans
Jumbo Mortgages
USDA Loans
Reverse Mortgages
Pre-Approval Process
Loan Refinancing
First-Time Buyer Programs
Mortgage Counseling
Details
- Year established: 2001
Highlights and features
- 24 years of mortgage industry experience with thousands of successful loan closings
- Award-winning loan origination expertise recognized across Georgia
- Specialized VA loan programs for military veterans and families
- Tailored mortgage solutions for Georgia and Florida real estate markets
- Expert guidance in reverse mortgage options for senior homeowners
Associations and certifications
- NMLS #844996
- Georgia Residential Mortgage Licensee #33216
What people say
Best loan program
Lowest rate
Experts with Reverse mortgage
Personalized customer support
Award-winning service
Services
Conventional Loans
Conventional home loans provide flexible terms for qualified borrowers with strong credit profiles. These mortgages offer competitive interest rates, optional 15-30 year terms, and no mortgage insurance with 20% down payment. Ideal for primary residences, second homes, and investment properties.
VA Home Loans
VA loans provide zero down payment options for eligible veterans and military families. These government-backed mortgages feature competitive rates, no private mortgage insurance requirements, and limited closing costs. We specialize in serving military veterans with personalized loan solutions.
FHA Home Loans
FHA loans offer accessible homeownership with 3.5% down payments and flexible credit requirements. These mortgages feature competitive rates, assumable terms, and lenient debt-to-income ratios. Ideal for first-time buyers and those with credit challenges.
Jumbo Mortgages
Jumbo loans finance luxury properties exceeding conventional loan limits. These mortgages offer competitive rates, no PMI requirements, and flexible fixed or adjustable rate options. Designed for high-end real estate purchases in competitive markets.
Reverse Mortgages
Reverse mortgages convert home equity into supplemental income for seniors aged 62+. These loans provide monthly payments, lump sums, or credit lines without monthly mortgage payments. Borrowers retain home ownership while accessing financial resources.
People
Dan McKenzie
Mortgage Specialist
With 24 years of experience, Dan McKenzie has closed thousands of loans and earned multiple origination awards. A Georgia Tech graduate, he specializes in mortgage solutions for local families and veterans.
Questions
What mortgage loan options do you offer?
We offer conventional, FHA, VA, jumbo, USDA, and reverse mortgages tailored to Georgia and Florida markets.
Do you specialize in first-time homebuyer programs?
Yes, we offer FHA loans with 3.5% down and specialized counseling for first-time buyers.
Are VA loans available for military veterans?
Yes, we provide VA loans with zero down payment and preferential rates for veterans.
Can seniors access home equity through reverse mortgages?
Yes, we offer reverse mortgage solutions for homeowners aged 62+ to access home equity.
Do you service both Georgia and Florida residents?
Yes, we specialize in mortgage solutions for both Georgia and Florida real estate markets.
