Business Details
12 Years
experience
Your Trusted Partner for Mortgage Solutions
Founded in 2014, SoundChoice Mortgage has established itself as a trusted partner in the mortgage industry, dedicated to guiding clients through the complexities of home financing. With over 30 years of combined experience in mortgage lending, our team specializes in providing personalized solutions tailored to meet the unique financial needs of each client. We prioritize transparency, offering no hidden fees and a compensation structure tied solely to loan completion, ensuring our interests align with yours.Our expertise spans conventional fixed-rate and adjustable-rate mortgages, jumbo loans, FHA, and VA options, with a commitment to helping clients achieve long-term financial stability. By maintaining relationships with multiple lenders, we secure competitive rates and customized terms, emphasizing trust and long-term partnerships over transactional interactions.
Services
Conventional Fixed Rate
Adjustable Rate Mortgages
Jumbo Mortgages
FHA Loans
VA Loans
Details
- Year established: 2014
Highlights and features
- We offer 30+ years of mortgage lending expertise and personalized service.
- Our compensation is tied solely to loan completion, not rates or terms.
- We provide transparent pricing with no hidden fees or surprises.
- Specialized in matching clients with optimal mortgage products from multiple lenders.
- Committed to long-term relationships through ongoing mortgage and financial guidance.
Services
Conventional Fixed Rate
Conventional fixed-rate mortgages provide stable monthly payments with interest rates locked for the entire loan term. These loans are ideal for long-term homeowners seeking predictable budgeting. Available in 10, 15, 20, 25, and 30-year terms with loan limits up to $766,550.
Adjustable Rate Mortgages
Adjustable-rate mortgages offer lower initial rates fixed for 3, 5, 7, or 10 years before adjusting annually. Suitable for short-term homeowners, these loans provide flexibility with potential rate decreases but carry future payment uncertainty.
Jumbo Mortgages
Jumbo mortgages exceed conforming loan limits ($766,550) and accommodate high-value properties. Available as fixed or adjustable-rate options, these loans require strong credit profiles and typically 20% down payments for purchases.
FHA Loans
FHA loans provide accessible financing with low down payments (as low as 3.5%) and flexible credit requirements. These fixed-rate or ARM loans include upfront and monthly mortgage insurance premiums for government backing.
VA Loans
VA loans offer 100% financing for eligible veterans and service members with no monthly mortgage insurance. Available as 15 or 30-year fixed-rate or ARM options, these loans include a funding fee waived for disabled veterans.
People
Bob Griffin
Founder
With over 30 years of mortgage lending experience, Bob Griffin founded SoundChoice Mortgage to provide personalized, transparent mortgage solutions. His expertise in navigating complex loan markets ensures clients receive tailored guidance for their financial goals.
Questions
What mortgage options does SoundChoice Mortgage offer?
We offer conventional fixed-rate, adjustable-rate, jumbo, FHA, and VA loans with terms ranging from 10 to 30 years.
How does SoundChoice Mortgage determine the best loan for me?
Our team evaluates your financial goals, credit profile, and homeownership timeline to recommend personalized mortgage solutions.
Can I refinance my existing mortgage with SoundChoice Mortgage?
Yes, we provide refinance options to help lower payments, shorten loan terms, or access home equity.
What down payment assistance programs are available?
We offer conventional loans with down payments as low as 5% and government-insured options with reduced down payment requirements.
How does SoundChoice Mortgage's no closing cost option work?
We offer no closing cost loans where costs are incorporated into the loan balance or rate, reducing upfront expenses.
Is prequalification required before purchasing a home?
While not mandatory, we recommend prequalification to clarify your budget and strengthen purchase offers.
