Business Details
23 Years
experience
Trusted Mortgage Note Buyers in San Francisco
Amerinote Xchange has been a trusted leader in the secondary loan market since 2003, specializing in the acquisition and management of mortgage notes, business notes, and loan portfolios. With over $800 million funded and 900+ transactions completed, we combine deep industry expertise with six proprietary funding platforms to deliver unmatched pricing and a 96% closing ratio. Our team of seasoned professionals prioritizes transparency, efficiency, and client-centric service, serving private sellers, institutional lenders, and brokers nationwide.Backed by a BBB A+ rating, we provide rapid liquidity solutions through competitive cash offers, with transactions closing in as little as 15 days. Our proprietary processes and regulatory compliance expertise ensure seamless asset liquidation for clients seeking immediate capital.
Services
Mortgage Note Purchase
Business Note Acquisition
Loan Portfolio Sales
Non-Performing Note Solutions
Commercial Note Buying
Residential Note Valuation
Seller-Financed Note Exit
Debt Instrument Liquidation
Details
- Year established: 2003
Highlights and features
- We offer 20+ years of secondary market expertise with $800MM+ funded
- Our 96% closing ratio ensures reliable transaction completion
- Six proprietary funding platforms enable competitive pricing
- BBB A+ rated with transparent, ethical business practices
- Nationwide service with rapid 15-day transaction closings
Associations and certifications
- Better Business Bureau
What people say
Efficient and professional
Competitive offers received
Excellent communication throughout
Stress-free process completion
Quick cash payout achieved
Services
Mortgage Note Purchase
We specialize in buying residential and commercial mortgage notes, providing sellers immediate liquidity. Our proprietary funding platforms analyze loan characteristics to deliver competitive cash offers. Transactions close in 15-35 days with no seller fees or hidden costs.
Business Note Acquisition
Our team purchases seller-financed business notes with remaining balances from $25,000 to $5,000,000. We handle all documentation verification and provide written proposals within one business day for quick decision-making.
Loan Portfolio Sales
We offer bulk acquisition solutions for mortgage lenders and investors holding residential/commercial loan portfolios. Our in-house analysis identifies optimal pricing structures while maintaining transaction transparency throughout the sales process.
Non-Performing Note Solutions
Our specialists handle non-performing mortgage notes through tailored solutions that maximize seller returns. We assess property equity positions and borrower circumstances to structure viable exit strategies.
Commercial Note Buying
We acquire commercial mortgage notes with as little as 5% equity and 555 minimum credit scores. Our industry expertise handles complex commercial transactions while maintaining competitive pricing structures.
People
Abby Shemesh
Co-Founder and CEO
20+ year mortgage industry veteran featured in Realtor.com and Investopedia. Provides expert analysis on Dodd-Frank regulations as Lorman Education faculty member.
Molly Corson
Co-Founder and Sr Marketing Director
Marketing technology expert with background at San Francisco Examiner and PulsePoint. Holds BA in communications from Temple University.
Susan Zachmann
Director of Operations
35+ years business management experience across multiple industries. Chemical Engineering BS and MBA in Financial Management from Saint Josephs University.
Marta Juchniewicz
Asset Acquisitions Specialist
CPA with 20+ years financial systems experience. Brooklyn College accounting graduate with expertise in small/mid-size company financial operations.
Jennifer Park
Chief Editor
Finance writer with 1,000+ published works. Holds communications and journalism degrees from University of Miami and finance degree from Colorado University.
Questions
What types of mortgage notes do you purchase?
We buy performing/non-performing residential and commercial mortgage notes, 2nd position liens, land contracts, and deed of trusts nationwide.
How quickly can you close a note transaction?
Most transactions close within 15-35 days depending on property location and documentation availability, with some completing in as little as 15 business days.
Do you charge any seller fees?
We never charge brokers or sellers any fees - our compensation comes from our proprietary funding platforms.
How is pricing determined for mortgage notes?
Pricing considers loan terms, property condition, borrower creditworthiness, and market factors analyzed through our six specialized funding platforms.
Can I sell a partial mortgage note interest?
Yes, we offer flexible structures including partial interest purchases while retaining future payment rights.
