Business Details
Your Trusted Mortgage Broker in San Rafael, CA
San Rafael Mortgage Broker is a dedicated team of professionals committed to simplifying the home loan process for clients across Marin County. We rank dozens of lenders daily to secure the most competitive rates and tailored loan solutions, prioritizing transparency and personalized service. Our team offers same-day loan approvals within an hour, maintains strict confidentiality, and requires no credit check, relying instead on a brief phone consultation. Centrally located in San Rafael, we serve all of Marin, including Novato, San Anselmo, Fairfax, and Sausalito, with flexible meeting options at client-convenient locations.We leverage advanced technology for real-time loan process updates while maintaining traditional communication methods to ensure clarity and trust. Our expertise spans conventional, FHA, VA, jumbo, and specialty loans, including options for self-employed individuals and investors. As a wholesale mortgage broker, we provide access to a vast network of lenders, ensuring clients benefit from superior pricing and product diversity. Our mission is to deliver stress-free, educational experiences, empowering clients to make informed decisions while building lifelong advisory relationships.
Services
Mortgage Refinance
Reverse Mortgage
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Bank Statement Loans
Investor Loans
Construction Loans
Bridge Loans
Home Equity Loans
Highlights and features
- We offer same-day loan approval within an hour.
- Our team provides wholesale home loan pricing.
- We serve all of Marin County with personalized service.
- Our experienced staff assists with complex financial situations.
- We offer a user-friendly app for loan process updates.
Associations and certifications
- NMLS 231434
- Dept of Real Estate 01524386
Services
Mortgage Refinance
We offer mortgage refinance options to help clients lower rates, adjust loan terms, or access home equity. Our team compares wholesale lenders to secure optimal terms for rate-and-term or cash-out refinancing. Clients benefit from personalized guidance and streamlined processes tailored to their financial goals.
Reverse Mortgage
Our reverse mortgage solutions provide financial flexibility for homeowners aged 62+. These loans convert home equity into tax-free funds without monthly payments, ideal for retirement planning. We ensure clients understand eligibility requirements and long-term implications through comprehensive consultations.
FHA Home Loan
FHA loans offer low down payments and flexible credit requirements for first-time buyers. We guide clients through FHA program specifics, including mortgage insurance and loan limits. Our expertise ensures qualified applicants secure affordable homeownership opportunities with minimal upfront costs.
VA Home Loan
VA loans provide zero-down payment options for eligible veterans and active-duty personnel. We specialize in VA-specific requirements, including Certificate of Eligibility processing and service-connected benefit integration. Our team honors military service by simplifying access to these exclusive loan benefits.
Jumbo Home Loan
Jumbo loans cater to high-value properties exceeding conventional loan limits. We partner with multiple lenders to offer competitive rates and flexible underwriting for luxury home purchases. Clients receive tailored solutions addressing unique income verification and down payment scenarios.
Questions
What loan options do you offer?
We provide conventional, FHA, VA, jumbo, reverse mortgages, HELOCs, bank statement loans, and specialty investor loans through 50+ wholesale lenders.
Do you require a credit check?
No credit check is needed initially. We use a brief phone consultation to assess eligibility before connecting you with suitable lenders.
How quickly can I get approved?
Most clients receive same-day loan approval within an hour of submitting basic financial information and documentation.
Do you serve areas outside San Rafael?
Yes, we serve all of Marin County, including Novato, San Anselmo, Fairfax, Corte Madera, and Sausalito.
Can I meet with a broker in person?
Yes, we offer in-person meetings at our San Rafael office or locations of your choice across Marin County.
