Business Details
31 Years
experience
Your Trusted Mortgage Partner in Mount Dora, FL
Founded in 1995 as a small company in Winter Park, FL, we have grown to become one of Florida's largest private lenders with over 35 branches across the state and Southeast. As a direct lender, we maintain full control of our lending process through in-house processing, underwriting, and local appraisers. Our Lake County branch, established in 2010, reflects our commitment to community-focused lending. With decades of combined experience, our team specializes in personalized mortgage solutions for both homebuyers and real estate professionals. We offer a comprehensive range of loan products including FHA, VA, USDA, conventional, and non-conforming options.Our leadership team holds advanced certifications and active memberships in local chambers of commerce and mortgage associations. We prioritize local market expertise while maintaining national lending standards. Our branch manager brings 25+ years of mortgage industry experience, including roles as loan originator, processor, underwriter, and auditor. We maintain transparent communication channels through multiple office locations and digital platforms.
Services
FHA Loans
VA Loans
USDA Loans
Conventional Loans
Non-Conforming Loans
Details
- Year established: 1995
Highlights and features
- We operate as a direct lender with full in-house processing capabilities
- Our team maintains 25+ years of local mortgage industry experience
- We offer specialized loan programs for diverse buyer qualifications
- Our local appraisers provide market-specific property valuations
- We combine national lending standards with community-focused service
Services
FHA Loans
FHA loans provide low down payment options for first-time homebuyers with flexible credit requirements. Our specialized loan officers guide clients through the FHA approval process while maintaining competitive interest rates. This program helps qualified borrowers achieve homeownership with reduced financial barriers.
VA Loans
VA loans offer exclusive benefits for active military members and veterans through the Department of Veterans Affairs. Our team processes these specialized loans with expert knowledge of military service requirements and entitlement programs. We help veterans access zero down payment options and favorable loan terms.
USDA Loans
USDA loans enable home purchases in rural areas with zero down payment requirements. Our specialists identify eligible properties and assist applicants through the USDA qualification process. We focus on expanding homeownership opportunities in qualified rural communities with tailored financing solutions.
Conventional Loans
Conventional loans provide fixed-rate options with low down payment programs for qualified buyers. Our underwriters evaluate traditional credit profiles to offer competitive mortgage terms. We maintain streamlined processing for borrowers seeking standard financing without government-backed programs.
Non-Conforming Loans
Non-conforming loans serve borrowers needing amounts exceeding conforming loan limits. Our specialists handle high-balance mortgages with customized underwriting criteria. We provide financing solutions for luxury properties and unique real estate investments that exceed standard program parameters.
People
Mary Rhodes
Branch Manager
With 30 years in mortgage banking and The Mortgage Firm since 1996, Mary Rhodes leads the Lake County branch as NMLS #189233. She holds a Business Administration/Finance degree from UCF and maintains multiple industry certifications.
Kelly Kendrick
Mortgage Loan Originator
Kelly Kendrick, NMLS #784092, brings 20+ years banking experience and 13+ years mortgage lending expertise. A Lake-Sumter State College graduate, she completed John Maxwell leadership training and serves local chambers of commerce.
Virginia Marrello
Loan Manager
Virginia Marrello, NMLS #657957, manages loan operations with extensive experience in mortgage processing. She maintains professional certifications and provides expert guidance through complex loan scenarios while ensuring regulatory compliance.
Questions
What mortgage loan options do you offer?
We provide FHA, VA, USDA, conventional, and non-conforming loan programs to meet diverse homebuying needs.
Are you a direct lender?
Yes, we are a direct lender with in-house processing, underwriting, and decision-making capabilities.
Do you offer down payment assistance?
We participate in down payment assistance programs and can help qualified buyers access available resources.
What areas do you serve?
We primarily serve Lake County and surrounding Florida areas with lending operations across the Southeast United States.
How can I apply for a mortgage?
Start your application online or contact our Mount Dora office at 352-383-3046 to speak with a loan specialist.
What experience does your team have?
Our team includes mortgage professionals with 20+ years industry experience and multiple advanced certifications.
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