Business Details
Trusted Mortgage Broker in Whittier, CA
IET Capital is a Los Angeles County-based mortgage brokerage dedicated to empowering clients with diverse loan options and personalized service. We maintain relationships with top conventional wholesale investors to ensure competitive rates and innovative homeownership solutions. Our team specializes in down payment assistance programs and offers multilingual support in English, Spanish, Vietnamese, and Tagalog. Unlike large banks, we prioritize direct client communication and rapid response times, ensuring a streamlined loan process. With HUD approval for FHA loans and access to a wide array of mortgage products, we help clients navigate complex financing landscapes.Our professionals bring decades of combined experience in residential mortgage origination, emphasizing transparency and ethical practices. We actively combat monopolistic lending trends by preserving consumer choice through independent brokerage services. Our commitment to excellence has sustained us through market fluctuations, earning trust from real estate investors and homebuyers alike. We operate with reasonable fees, recognizing the value of hardworking clients seeking fair treatment. Our mission remains centered on facilitating the American Dream of homeownership through expertise and unwavering dedication.
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Equity Lines
Hard Money Loans
Reverse Mortgages
Down Payment Assistance
SBA Loans
Construction Loans
Highlights and features
- We offer access to multiple lenders and exclusive mortgage products unavailable through banks
- Our team maintains active expertise in down payment assistance programs across service areas
- We provide 24/7 loan officer accessibility with rapid response times for client inquiries
- Our multilingual staff supports English, Spanish, Vietnamese, and Tagalog-speaking clients
- We combine institutional-grade financing options with personalized service from experienced professionals
Associations and certifications
- HUD Approved
- NMLS
Services
Conventional Loans
IET Capital offers conventional mortgage solutions with competitive rates and flexible terms. Our HUD-approved brokers access multiple wholesale lenders to secure optimal financing for primary residences and investment properties. We specialize in conforming and jumbo loans tailored to individual financial profiles.
FHA Loans
As HUD-approved specialists, we provide FHA-insured mortgages requiring low down payments. Our brokers guide clients through the process of obtaining FHA loans for first-time buyers and those with moderate credit histories. We maintain updated knowledge of FHA program changes to ensure compliance and accessibility.
Down Payment Assistance
Our team maintains active expertise in local and state down payment assistance programs. We help clients qualify for grants and subsidies that reduce upfront costs. We continuously update our knowledge of regional DPA options to maximize client eligibility and affordability.
Multilingual Services
IET Capital provides mortgage services in English, Spanish, Vietnamese, and Tagalog. Our multilingual brokers ensure clear communication throughout the loan process. This service eliminates language barriers for diverse clients seeking homeownership opportunities in Los Angeles County.
Construction Loans
We offer specialized financing for residential construction projects. Our brokers connect clients with lenders providing funds for custom home builds and major renovations. We manage the unique requirements of construction-to-permanent loans, including draw schedules and inspection coordination.
People
Carla Moreno
Loan Officer
Experienced mortgage professional with 15+ years in residential financing. Specializes in FHA and conventional loan programs. Committed to guiding first-time buyers through the mortgage process with clear communication and personalized solutions.
Daniel Zamora
Senior Loan Officer
Veteran loan expert with expertise in jumbo and investment property financing. Holds NMLS certification and maintains relationships with top-tier lenders. Focuses on delivering tailored mortgage solutions for complex financial situations.
Janet Paredes
Loan Production Manager
Mortgage industry leader with 20+ years of experience. Oversees loan origination processes and team training. Specializes in down payment assistance programs and ensuring compliance with evolving mortgage regulations.
April Garcia
Client Relations Specialist
Client service expert dedicated to improving borrower experiences. Coordinates loan closings and addresses client concerns throughout the mortgage journey. Fluent in Spanish and English communication.
Carlos Urrutia
Branch Manager
Mortgage executive with extensive knowledge of California housing markets. Leads regional operations and ensures adherence to quality standards. Focuses on expanding access to affordable homeownership through innovative financing solutions.
Questions
What types of mortgage loans does IET Capital offer?
We provide conventional, FHA, VA, jumbo, reverse mortgage, construction, and specialty loans including down payment assistance programs.
Are you a direct lender or mortgage broker?
We operate as an independent mortgage broker, giving you access to multiple lenders and competitive rate options.
Do you offer multilingual mortgage services?
Yes, our team provides support in English, Spanish, Vietnamese, and Tagalog to accommodate diverse client needs.
How do you help first-time homebuyers?
We specialize in low-down-payment programs, DPA guidance, and personalized education about mortgage options and processes.
What areas do you serve?
We primarily serve Los Angeles County including Whittier, Downey, Rancho Cucamonga, and surrounding communities.
