Business Details
Trusted Mortgage Loans for Commercial & Investment Properties
The Ross Fund specializes in providing tailored mortgage solutions for commercial and investment properties. Our expertise lies in connecting borrowers with private lending partners who offer flexible terms and less stringent requirements compared to traditional hard money lenders. We focus on small-balance commercial loans ranging from $100,000 to $2.5 million, catering to clients with unique financial situations such as credit challenges, lack of tax returns, or urgent funding needs. Our team leverages relationships with insurance companies, banks, and private capital to facilitate loans for properties that may not meet conventional bank guidelines.We prioritize speed and efficiency, enabling clients to secure financing for retail spaces, mixed-use buildings, multi-family units, and other commercial properties. Our Nifty 50 product offers a no-documentation, 50% LTV loan with a 5-year fixed term, eliminating the need for recurring hard money financing. We serve clients across California and specialize in cross-collateralization strategies for complex transactions. Our commitment to transparency ensures no hidden fees, while our deep industry experience allows us to customize loan structures to meet short-term and long-term investment goals.
Services
Stated Income Loans
Commercial Bridge Loans
No Doc Mortgages
Cash-Out Refinancing
Investor Property Loans
Mixed-Use Property Loans
Retail Property Loans
Multi-Family Loans
Non-Recourse Loans
Short-Term Loans
Highlights and features
- We specialize in niche loan products for unique properties and credit profiles.
- Our team provides rapid funding with minimal documentation requirements.
- We partner with diverse lenders including banks, insurance companies, and private capital.
- We offer customized loan terms for short-term and long-term investment strategies.
- Our transparent process ensures no hidden fees or unexpected costs.
Services
Stated Income Loans
Stated income loans provide financing for borrowers who cannot verify income through traditional tax returns. These loans are ideal for self-employed individuals or investors with complex financial profiles. We offer competitive rates and streamlined approval processes for commercial and investment properties.
Commercial Bridge Loans
Commercial bridge loans offer temporary financing for properties requiring quick acquisition or renovation. Our terms range from 6 months to 3 years with flexible underwriting. These loans are ideal for investors needing rapid funding before securing long-term financing.
No Doc Mortgages
No doc mortgages require minimal financial documentation, focusing on property value and borrower equity. These loans suit clients with credit challenges or unique income structures. We provide options for retail, multi-family, and mixed-use properties across California.
Cash-Out Refinancing
Cash-out refinancing allows borrowers to access equity in investment properties. We offer up to 75% LTV for qualified applicants. This option is ideal for consolidating debt, funding renovations, or expanding real estate portfolios with non-recourse terms.
Investor Property Loans
Investor property loans cater to landlords and real estate investors. We provide financing for single-family, multi-family, and commercial rental properties. Our products include fixed-rate terms up to 30 years and flexible qualification criteria for portfolios with 1-4 units.
Questions
What loan options are available for borrowers with credit issues?
We offer alternative documentation loans, non-recourse financing, and no doc mortgages tailored for clients with credit challenges or unconventional financial profiles.
How quickly can The Ross Fund fund a commercial loan?
Our streamlined underwriting process enables funding in days rather than weeks, with some transactions closing in as little as 7-10 business days.
Do you finance mixed-use properties?
Yes, we specialize in financing mixed-use buildings combining residential and commercial spaces across California.
What documentation is required for a no doc mortgage?
Bank statements, property appraisal, and proof of ownership are typically required, with no tax returns or W-2 forms needed.
Can I get a loan for a unique property that banks have declined?
Yes, our private lending partners accept properties with special circumstances, including non-warrantable condos and cross-collateralized assets.
