Business Details
29 Years
experience
Your Trusted Mortgage Broker in Spokane, WA
At Prime One Mortgage, we have dedicated ourselves to providing exceptional mortgage services since 1997. Our team of experienced professionals is committed to helping clients achieve their homeownership goals through personalized financial solutions tailored to individual needs. We specialize in a wide range of loan options, including purchase loans, refinance loans, jumbo loans, FHA/VA loans, and reverse mortgages, serving clients across Washington and Idaho.Our mission is to build lasting relationships by delivering reliable service, competitive rates, and transparent communication throughout the loan process. With decades of combined experience, we prioritize client satisfaction and security, ensuring every transaction is handled with professionalism and care. Our community-trusted reputation reflects our dedication to excellence and our focus on creating positive, long-term client experiences.
Services
Home Purchase Loans
Home Refinance Loans
Cash Out Home Loans
Jumbo Home Loans
FHA/VA Loans
Reverse Mortgage Loans
Details
- Year established: 1997
Highlights and features
- We offer decades of mortgage industry experience since 1997.
- Our team provides personalized loan solutions tailored to your financial needs.
- We specialize in diverse loan options including FHA, VA, and jumbo loans.
- Our community-trusted reputation ensures reliable and secure transactions.
- We serve clients across Washington and Idaho with local market expertise.
Services
Home Purchase Loans
Our home purchase loans provide tailored financing solutions for first-time buyers and experienced homeowners. We offer competitive rates and flexible terms to help clients secure their dream homes. Our team guides you through every step of the process to ensure a smooth transaction.
Home Refinance Loans
We specialize in home refinance loans designed to help homeowners reduce monthly payments or access equity. Our experts analyze your financial situation to determine the best refinancing options. We streamline the process to deliver efficient, cost-effective solutions.
FHA/VA Loans
Our FHA and VA loan programs offer accessible financing for qualified buyers with low down payments. We provide expert guidance to navigate these specialized programs. These loans are ideal for veterans, first-time buyers, and those with limited credit histories.
Jumbo Home Loans
We offer jumbo home loans for high-value properties exceeding conventional loan limits. Our competitive rates and flexible underwriting cater to luxury home buyers. Our team ensures a transparent process for complex financing needs.
Reverse Mortgage Loans
Our reverse mortgage loans help seniors access home equity without monthly payments. We provide clear explanations of eligibility requirements and financial implications. This program is designed to enhance retirement financial security while maintaining home ownership.
People
Josh Louik
Mortgage Professional
Josh Louik, NMLS #102025, brings extensive mortgage expertise to Prime One Mortgage. He prioritizes personalized service and financial guidance for clients across Washington and Idaho. His commitment to transparency ensures clients receive tailored loan solutions.
Questions
What types of mortgage loans do you offer?
We offer home purchase loans, refinance loans, FHA/VA loans, jumbo loans, and reverse mortgages tailored to meet diverse financial needs.
How long has Prime One Mortgage been in business?
We have provided mortgage services since 1997, building a trusted reputation for reliable and personalized client support.
Do you serve clients outside Spokane?
Yes, we serve clients throughout Washington and Idaho, offering local market expertise and personalized financing solutions.
Can I refinance my existing mortgage?
Yes, our refinance loans help reduce payments or access home equity. Our team evaluates your situation to find the best options.
