Business Details
27 Years
experience
Trusted Mortgage Broker in Spokane, WA
PMC Funding has been providing lending solutions for over 20 years, founded by Spokane resident Alan Hurd in 1999. Our team specializes in tailoring mortgage products to meet individual needs across Washington, Idaho, and Montana. We operate as a mortgage broker, shopping multiple lenders to secure optimal loan terms for our clients. With expertise in conventional, FHA, VA, USDA, and jumbo loan programs, we prioritize client education and financial empowerment.Our commitment extends beyond transactions, focusing on long-term relationships and community investment through partnerships with local charities. Licensed in three states with NMLS-certified professionals, we maintain rigorous compliance standards while delivering personalized service. Our mission centers on simplifying the home financing process through transparency, local market knowledge, and dedicated support throughout the lending journey.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Mortgage Brokerage
Home Loans
Loan Pre-Qualification
Quick Apply Service
Community Investment Programs
Details
- Year established: 1999
Highlights and features
- We offer 20+ years of mortgage lending expertise across three states
- Our team holds NMLS certifications and state-specific licensing
- We provide personalized loan solutions for unique financial situations
- We maintain partnerships with multiple lenders for competitive rates
- Our community investment extends beyond mortgage transactions
Associations and certifications
- NMLS
Services
Conventional Loans
Home loans conforming to Fannie Mae and Freddie Mac guidelines with fixed and adjustable rate options. These loans provide flexible terms for borrowers with strong credit profiles. Ideal for standard home purchases without government backing.
FHA Loans
Federal Housing Administration insured loans with lower down payment requirements and flexible income criteria. Designed to help first-time homebuyers and those with moderate credit histories achieve homeownership.
VA Loans
Mortgage options for eligible veterans featuring negotiable interest rates and no private mortgage insurance. These loans honor military service with special financing benefits for qualified applicants.
USDA Loans
United States Department of Agriculture guaranteed loans for properties in designated rural areas. Offers favorable terms to promote homeownership in qualifying locations with no down payment requirements.
Jumbo Loans
Non-conforming mortgage loans for high-value properties exceeding federal conforming loan limits. Tailored for luxury home purchases with specialized underwriting and competitive rate structures.
People
Alan Hurd
Owner | Broker
Founder of PMC Funding with over 20 years in mortgage lending. Licensed NMLS professional #80956 dedicated to personalized loan solutions. Committed to community development through housing initiatives.
Becky Mapston
Loan Officer | Branch Manager
Experienced mortgage professional with NMLS ID #1517052. Specializes in guiding clients through complex loan processes. Holds branch management expertise across multiple states.
Jeff Lafferty
Loan Officer
Licensed mortgage advisor with NMLS ID #262558. Focuses on VA and conventional loan programs. Provides tailored financing strategies for military families and first-time buyers.
Brad Lafferty
Loan Officer
Certified loan officer with NMLS ID #1671065. Expertise in jumbo and USDA loan programs. Committed to finding creative solutions for unique lending situations.
Kalin Stocker
Loan Officer
Mortgage specialist with NMLS ID #1483196. Focuses on first-time homebuyer programs and rural housing initiatives. Provides clear guidance through the loan approval process.
Questions
What types of home loans do you offer?
We offer conventional, FHA, VA, USDA, and jumbo loan programs tailored to meet various financial situations and property types.
How does your mortgage brokerage service work?
As a mortgage broker, we shop multiple lenders to find competitive rates and terms that match your specific needs and financial profile.
In which states do you provide mortgage services?
We offer mortgage solutions in Washington, Idaho, and Montana with locally knowledgeable teams in each state.
Can I apply for a loan online?
Yes, our Quick Apply service lets you start the pre-qualification process from home with a licensed loan officer contacting you promptly.
Do you support community initiatives?
We partner with local charities like Habitat for Humanity and The Jonah Project, donating $500 to community organizations for each loan closed.
