Business Details
Your Trusted Mortgage Broker in Aurora, CO
Your Mortgage Engineer, led by Senior Licensed Mortgage Broker Tammi Robson, has been dedicated to simplifying the mortgage process for clients in the Denver Metro Area since 2016. With over 20 years of combined experience in engineering and mortgage brokering, our approach combines analytical precision with personalized service. We work with more than 20 lenders offering over 30 loan programs, including conventional, FHA, VA, USDA, and jumbo loans, to create tailored solutions for first-time buyers, refinancers, and those with unique financial situations. Our commitment to honesty, integrity, and transparency ensures clients understand all aspects of their loans, including potential hidden fees.As an independent broker, we prioritize client needs over institutional pressures, providing flexible scheduling and clear communication throughout the loan process. Our engineering-inspired methodology allows us to systematically analyze client circumstances and match them with optimal mortgage products. We measure success through long-term client relationships and referrals, reflecting our dedication to exceptional service and financial expertise.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
203k Rehab Loans
Good Neighbor Next Door
Bridal Down Payment Registry
Highlights and features
- We work with 20+ lenders to find customized loan solutions
- Our engineering background enables precise financial analysis
- Transparent fee disclosure with no hidden charges
- Flexible scheduling including nights and weekends
- Specialized expertise in FHA 203k rehab and Good Neighbor programs
What people say
Honesty and work ethic
Personalized approach
Transparent fee disclosure
Tailored loan programs
Lasting client relationships
Services
Conventional Loans
Conventional loans offer flexible down payment options from 5% to 20% for borrowers with strong credit profiles. These non-government-insured mortgages provide competitive rates for primary residences, investment properties, and second homes. Our team analyzes your financial situation to determine optimal loan terms and helps navigate the underwriting process with multiple lender partners.
FHA Loans
FHA-insured loans require just 3.5% down payment with lenient credit requirements. Ideal for first-time buyers or those with limited savings, these mortgages include fixed-rate and adjustable-rate options. We guide clients through the FHA approval process and help qualify for favorable terms through our network of specialized lenders.
203k Rehab Loans
FHA 203k loans finance home purchases and renovation costs simultaneously. Available in streamlined ($5k-$35k rehab) and standard (over $35k) versions, these mortgages enable buyers to fix up properties before moving in. Our expertise ensures proper budget allocation for repairs and compliance with FHA rehabilitation guidelines.
VA Loans
US military veterans qualify for VA-guaranteed loans with zero down payment requirements. These mortgages offer competitive rates and no mortgage insurance premiums. We assist veterans with documentation verification and connect them with lenders specializing in VA loan processing and benefits optimization.
Good Neighbor Next Door
This FHA program offers 50% purchase price discounts for teachers, firefighters, and law enforcement officers buying homes in revitalization areas. We help eligible professionals meet the 36-month occupancy requirement and navigate the specialized application process with participating lenders.
People
Tammi Robson
Senior Licensed Mortgage Broker
With eight years of mortgage brokering experience and a Bachelors in Electrical Engineering, Tammi combines technical precision with financial expertise. Her client-first approach has helped numerous families achieve homeownership through tailored loan solutions and transparent guidance.
Questions
What mortgage programs do you offer?
We offer conventional, FHA, VA, USDA, jumbo, 203k rehab, Good Neighbor Next Door, and Bridal Down Payment Registry loans through 20+ lenders.
How do you find the best loan for my situation?
We analyze your financial profile and goals, then match you with optimal programs from our 30+ loan options across multiple lenders.
Are there special programs for first-time buyers?
Yes, we specialize in FHA loans with 3.5% down, 203k rehab loans for fixer-uppers, and Good Neighbor programs for public servants.
Can you help with mortgage refinancing?
We help clients refinance to lower payments, reduce loan terms, or access home equity through rate-and-term or cash-out refinancing options.
What areas do you serve?
We primarily serve the Denver Metro Area but can assist with properties in other regions through our national lender network.
How are you different from bank mortgage officers?
As an independent broker, we represent your interests rather than a specific bank's products, offering more loan options and personalized service.
