Business Details
11 Years
experience
Colorado No Closing Cost Mortgage Experts
Innovative Mortgage Group was founded in July 2015 by Sam Bassan, a seasoned professional with over two decades of experience in real estate and mortgage services. Our team combines deep industry knowledge with a commitment to simplifying the loan process for clients across Colorado. We specialize in no closing cost mortgage solutions, leveraging our expertise to deliver personalized service tailored to individual financial goals. With a focus on transparency and efficiency, we streamline refinancing and home purchase transactions, ensuring clients receive competitive rates and comprehensive guidance. Our brokers, including Josh Bassan and Ben Pryor, bring diverse backgrounds and specialized skills to support a seamless customer experience.We prioritize responsiveness, utilizing digital tools to organize documentation and maintain clear communication throughout the lending process. Our reputation for integrity and client-centric service has been built through consistent delivery of results, even amid challenging market conditions. By staying attuned to evolving industry trends, we provide informed advice that empowers clients to make confident financial decisions. Our dedication to excellence is reflected in our 24/7 availability and proactive approach to addressing client needs. As a locally operated firm, we value the trust placed in us by Colorado residents seeking reliable mortgage solutions.
Services
Mortgage Loans
Refinancing
Home Purchase Loans
Investment Property Loans
No Closing Cost Mortgages
Details
- Year established: 2015
Highlights and features
- We offer 24/7 personalized mortgage guidance and support.
- Our team has over 20 years of combined experience in real estate and lending.
- We provide transparent, no hidden fee mortgage processes.
- Our patented digital tools simplify document organization for clients.
- We guarantee competitive rate optimization through multiple lender partnerships.
What people say
Outstanding service
Streamlined process
Responsive and knowledgeable
Great rate
Highly recommend
Services
Mortgage Loans
We provide customized mortgage solutions for home purchases and refinancing. Our experienced brokers analyze your financial situation to recommend optimal loan structures with competitive rates. Specializing in no closing cost options, we simplify the application process while maintaining transparency about all fees and requirements.
Refinancing
Our refinancing services help clients reduce monthly payments or adjust loan terms. We offer expedited processing with average turnaround times of 10-14 days. Our team specializes in navigating complex scenarios, including investment property refinancing and cash-out options.
No Closing Cost Mortgages
We specialize in eliminating upfront closing costs through proprietary lender partnerships. This service includes comprehensive rate analysis to ensure long-term savings. Our brokers explain all tradeoffs associated with this option to help clients make informed decisions.
Investment Property Loans
Tailored financing solutions for real estate investors. We offer competitive rates for multi-property portfolios and specialized guidance for unique property types. Our team understands the specific documentation requirements and underwriting criteria for investment properties.
Home Purchase Loans
Comprehensive loan options for first-time and repeat homebuyers. We provide pre-approval services and coordinate with real estate agents to ensure smooth transactions. Our brokers explain all loan terms and help clients understand their long-term financial commitments.
People
Sam Bassan
President
Founder with 20+ years in real estate and mortgage services. Started as a title examiner in 2000 before becoming a licensed loan officer. Specializes in no closing cost mortgage structures and client education.
Josh Bassan
Broker
Licensed broker since 2016 with trilingual capabilities. Holds BA in Chinese and business minor. Focuses on client communication and mortgage process education. Recognized for rapid learning and industry expertise.
Ben Pryor
Broker
Licensed broker since 2020 with environmental studies background. Specializes in digital mortgage processes and paperless transactions. Brings sales experience to mortgage origination while focusing on client financial goals.
Questions
What makes your no closing cost mortgages different?
Our no closing cost mortgages eliminate upfront fees through lender partnerships while maintaining competitive rates. We transparently explain all tradeoffs to ensure long-term savings.
How quickly can you process a refinance?
Average refinance processing time is 10-14 days. We streamline documentation through digital tools and maintain multiple lender relationships to expedite approvals.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through the mortgage process. Our brokers explain all loan terms and help clients understand their financial commitments.
How do you maintain competitive rates?
We partner with multiple lenders to access diverse rate options. Our brokers analyze your financial profile to find optimal rate/term combinations for your specific situation.
What areas do you serve?
We primarily serve Colorado residents, with expertise in local real estate markets and regulatory requirements for mortgage transactions in the state.
