Business Details
23 Years
experience
Trusted Mortgage Brokers in Baton Rouge
Key Lending Solutions has been serving Louisiana and Mississippi homeowners since 2003, combining over a century of collective mortgage expertise with personalized service. Our team of licensed professionals specializes in purchase and refinance loans, offering access to exclusive programs unavailable through traditional banks. We maintain approval for Fannie Mae and Freddie Mac programs while providing competitive rates, minimal closing costs, and expedited closing timelines.Our commitment to transparency is demonstrated through zero origination fees, zero processing fees, and zero application fees. As a locally owned business, we prioritize direct client communication and tailored mortgage solutions that meet individual financial needs.
Services
Conventional Loans
FHA Loans
VA Loans
Rural Development Loans
Jumbo Loans
Home Renovation Loans
Construction Loans
Down Payment Assistance
Details
- Year established: 2003
Highlights and features
- Zero origination, processing, and application fees
- Over 100 combined years of mortgage experience
- Exclusive access to specialized financing programs
- Fastest closing times in Louisiana and Mississippi
- Local ownership with personalized client service
Associations and certifications
- Fannie Mae
- Freddie Mac
Services
Conventional Loans
Standard mortgage products for home purchase or refinance with competitive rates and flexible terms. Available for primary residences, investment properties, and second homes. Our conventional loans offer streamlined underwriting and multiple term options to suit various financial situations.
FHA Loans
Federal Housing Administration insured mortgages requiring lower down payments and credit scores. Ideal for first-time homebuyers with 3.5% minimum down payment requirements. We provide specialized guidance through the FHA loan process including property eligibility and appraisal standards.
VA Loans
Exclusive mortgage benefits for active military members and veterans with zero down payment options. Our VA-approved lenders assist with entitlement verification, certificate of eligibility processing, and specialized VA underwriting requirements.
Rural Development Loans
Zero down payment mortgage programs for rural area homebuyers through USDA Rural Development. We help determine property eligibility, income limits, and provide specialized RD underwriting expertise for qualified applicants.
Home Renovation Loans
Financing solutions combining home purchase or refinance with renovation costs. Our renovation loan specialists handle both standard and government-backed programs, including FHA 203(k) and USDA repair and rehabilitation options.
People
Auber 'Skip' Shows III
Partner/Manager
Licensed mortgage professional with NMLS# 118490, specializing in loan origination. Provides personalized mortgage solutions with over 25 years of industry experience. Direct contact for Baton Rouge office operations and client consultations.
John 'Greg' Foy
Partner/Manager
Mortgage consultant with NMLS# 118477, offering expert guidance on loan options. Focuses on client education and mortgage process transparency. Coordinates team efforts for efficient loan closings.
Christian Inchausty
Licensed Mortgage Professional
NMLS# 122531 licensed professional specializing in mortgage loan products. Provides localized expertise for Louisiana homebuyers. Focuses on first-time homebuyer programs and down payment assistance options.
Keith Covington
Licensed Mortgage Professional
Licensed in Louisiana and Mississippi with NMLS# 122292. Specializes in cross-state mortgage transactions. Offers bilingual (English/Spanish) support for diverse client needs.
Leighane Haydel
Mortgage Loan Processor
NMLS# 121862 licensed professional managing loan documentation and compliance. Ensures smooth processing through all mortgage transaction stages. Focuses on maintaining regulatory standards while expediting approvals.
Questions
What mortgage programs do you offer?
We offer conventional, FHA, VA, USDA/RD, jumbo, home renovation, and construction loans. Our specialists also handle CAFA grants and down payment assistance programs.
Do you have zero-fee mortgage options?
Yes, we provide zero origination fees, zero processing fees, and zero application fees on all our mortgage products while maintaining competitive interest rates.
Can I get pre-approved for a mortgage?
Yes, we offer instant pre-approval through our online application or by calling 1-866-766-8296. Our specialists provide same-day pre-approval decisions.
Are you licensed in Louisiana and Mississippi?
Yes, we are fully licensed in both states with NMLS# 116973. Our team includes professionals licensed in both Louisiana and Mississippi.
How quickly can you close a mortgage?
Our average closing time is 21 days, with expedited options available. We maintain the fastest closing times in Louisiana and Mississippi through streamlined processes.
Do you offer 100% financing options?
Yes, we provide 100% financing for eligible home purchase loans through USDA/RD and VA programs. Our specialists help determine your qualification status.
