Business Details
27 Years
experience
Your Trusted Mortgage Partner Since 1999
Since 1999, GMFS Mortgage has been dedicated to making homeownership accessible and affordable for hardworking families. Founded in Baton Rouge, Louisiana, we have grown into a trusted regional lender operating across 23 states, with over $30 billion in funded home loans and 150,000 families served. Our team of mortgage professionals averages 14+ years of industry experience, combining local expertise with a streamlined, one-roof process that minimizes complications and maximizes client satisfaction.Recognized with an A+ BBB rating and the Torch Award for Marketplace Trust, we prioritize transparency, personalized service, and community impact. From first-time homebuyers to veterans and investors, we offer tailored loan options including FHA, VA, USDA, jumbo, and renovation loans. Our commitment to innovation is reflected in digital tools that simplify decision-making, while our people-first culture ensures every client receives the care and support needed to achieve their homeownership goals.
Services
Purchase a Home
Build a Home
Mortgage Refinance
FHA Loans
VA Loans
USDA Loans
Jumbo Home Loan
Construction Loans
Renovation Loans
Down Payment Assistance
Details
- Year established: 1999
Highlights and features
- Established in 1999 with a proven track record of serving 150,000+ families.
- Efficient in-house processing from application to closing under one roof.
- A+ BBB rating and Torch Award recipient for ethical business practices.
- Team averages 14+ years of industry expertise and client-focused service.
- Community-driven approach prioritizing local needs and long-term relationships.
Associations and certifications
- BBB
- Torch Award for Marketplace Trust
What people say
Great experience for first-time buyers
Professional and friendly staff
Knowledgeable and responsive
Seamless process
Award-winning service
Services
Mortgage Refinance
Our mortgage refinancing service helps homeowners lower rates, reduce payments, or access equity. We simplify the process with expert guidance and flexible options tailored to your financial goals. Our team ensures transparency and efficiency from application to closing.
Purchase a Home
We offer pre-qualification and loan options for homebuyers, including FHA, VA, and USDA programs. Our specialists provide personalized support to strengthen offers and streamline the path to homeownership for first-time buyers and investors.
Construction Loans
Our construction loans finance new home builds or major renovations. With flexible terms and dedicated advisors, we guide clients through every phase, ensuring timely funding and expert oversight to turn blueprints into reality.
VA Loans
Designed for veterans and active-duty personnel, our VA loan program offers competitive rates and zero down payment options. We prioritize swift approvals and personalized service to honor military service members' homeownership goals.
Down Payment Assistance
We connect clients with down payment assistance programs to reduce upfront costs. Our advisors identify eligible options and facilitate applications, making homeownership more accessible for low-to-moderate-income buyers.
People
John Graeber
Mortgage Lender
John Graeber specializes in mortgage lending with a focus on transparency and client education. He tailors loan options to individual needs, ensuring a stress-free process through clear communication and expert guidance.
Josh
Loan Officer
Josh is a dedicated loan officer known for his responsiveness and client-centric approach. He simplifies complex mortgage processes, earning praise for professionalism and ease of collaboration.
Darren
Mortgage Professional
Darren assists clients in securing optimal rates and timelines. His attentive service and problem-solving skills ensure a smooth experience, addressing concerns proactively throughout the loan process.
Ashley Neely
Loan Specialist
Ashley Neely provides thorough support for first-time homebuyers, offering detailed guidance and advocacy. Her dedication to client success has transformed renters into homeowners through personalized mortgage solutions.
Stinson
Closing Specialist
Stinson delivers professional closing services with clear communication and efficiency. His expertise ensures seamless transactions, earning trust from clients and real estate partners alike.
Questions
What mortgage loan options do you offer?
We provide FHA, VA, USDA, jumbo, conventional, construction, and refinance loans, along with down payment assistance programs tailored to diverse buyer needs.
How can I get pre-approved for a mortgage?
Start by submitting basic financial information online or contacting a loan officer. We’ll review your details and issue a pre-approval letter within days.
Do you offer refinancing options?
Yes, we offer rate-and-term refinancing, cash-out refinancing, and streamline options to help lower payments, access equity, or adjust loan terms.
Are there programs for first-time homebuyers?
We specialize in first-time buyer programs with low down payments, including FHA loans and local assistance initiatives to make homeownership accessible.
What is your BBB rating?
We maintain an A+ BBB rating, reflecting our commitment to ethical practices, customer satisfaction, and resolving concerns transparently.
How long does the mortgage process take?
Typically 30-45 days from application to closing, depending on loan type, documentation speed, and underwriting requirements.
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