Business Details
24 Years
experience
Trusted Mortgage Brokers in Prairieville, LA
Gulf Mortgage Group has been a trusted name in the mortgage industry for over two decades. Founded in 2002 by Todd Villar and David Brian, our firm combines deep industry expertise with a commitment to personalized service. Our team of seasoned professionals, including Managing Partners Katelyn Gwin, Monique Montz, and Brittany White, brings extensive knowledge of both retail and wholesale lending. We specialize in guiding clients through the complexities of home purchases, refinancing, and construction loans, prioritizing transparency and client satisfaction. Our approach focuses on simplifying the loan process while offering competitive pricing through a network of wholesale lenders.With a track record of thousands of successful transactions, we pride ourselves on building long-term relationships with clients across Louisiana. Our dedication to excellence has earned us consistent recognition from repeat clients and real estate professionals alike. We operate with a philosophy of integrity, ensuring every client receives tailored solutions that align with their financial goals. From first-time homebuyers to seasoned investors, our team provides expert support at every stage of the mortgage journey. This unwavering commitment to service has solidified our reputation as a leading mortgage brokerage in the region.
Services
Conventional Loans
FHA Loans
USDA Loans
VA Loans
Construction Loans
Jumbo Loans
HELOC
Bank Statement Loans
Details
- Year established: 2002
Highlights and features
- 23 years of mortgage industry experience with expert loan guidance
- Personalized mortgage solutions tailored to individual financial situations
- Competitive pricing through access to multiple wholesale lenders
- Dedicated team with specialized expertise in all loan types
- Proven track record of 5.0-star client satisfaction
What people say
Excellent service
Stress-free process
Knowledgeable team
Personalized attention
Professional guidance
Services
Conventional Loans
Conventional loans offer competitive rates with flexible terms for qualified borrowers. These mortgages require as little as 5% down payment, or 3% for eligible first-time homebuyers. Our team helps clients navigate loan options that best fit their financial situation while maintaining affordability and long-term value.
FHA Loans
FHA loans provide accessible homeownership opportunities with lower credit score requirements. Borrowers can qualify with 3.5% down payment while benefiting from competitive interest rates. Our specialists guide clients through the process of obtaining government-backed financing that accommodates various financial circumstances.
Construction Loans
Our construction loan program simplifies building dream homes with seamless transition to permanent financing. Clients make interest-only payments during construction while receiving expert guidance through each development phase. We coordinate all aspects of financing for custom home projects from start to completion.
VA Loans
VA loans offer zero down payment options for veterans and active-duty personnel. These government-insured mortgages feature competitive rates without private mortgage insurance requirements. Our team specializes in maximizing veterans' benefits through streamlined VA loan processes and expert guidance.
HELOC
HELOC products provide flexible access to home equity for renovations or financial needs. Our advisors help clients leverage their property's value through adjustable-rate lines of credit with competitive terms. We ensure clear understanding of repayment structures and responsible borrowing practices.
People
David Brian
Managing Partner
With over 20 years in mortgage operations, David Brian specializes in personalized loan solutions. He guides clients through complex mortgage processes while maintaining a focus on long-term financial success and client education.
Todd Villar
Managing Partner
Todd Villar brings extensive financial services experience to mortgage brokerage. His expertise in client-focused lending has helped thousands of Louisiana residents achieve homeownership through tailored mortgage strategies and exceptional service.
Katelyn Gwin
Managing Partner
As a former loan processor, Katelyn Gwin offers deep technical knowledge of mortgage workflows. She specializes in guiding first-time homebuyers through the loan process with clear communication and attention to detail.
Monique Montz
Loan Processor
Monique Montz provides expert loan processing support with a focus on efficiency. Her attention to documentation details ensures smooth transactions for clients pursuing home purchases and refinancing opportunities.
Brittany White
Loan Processor
Brittany White combines technical expertise with client-focused service in mortgage processing. She works closely with originators to maintain timely loan closings while addressing client needs throughout the transaction process.
Questions
What types of mortgage loans do you offer?
We offer conventional, FHA, VA, USDA, construction, jumbo, and specialized loans including HELOC and bank statement options for self-employed borrowers.
How long does the mortgage process take?
Our average closing time is 30 days, with some transactions completing in under 3 weeks through efficient processing and proactive communication.
Do you offer refinancing options?
Yes, we provide rate-and-term refinancing, cash-out options, and specialized programs for existing VA and FHA loan holders.
Can first-time homebuyers get special assistance?
We offer down payment options starting at 3% with comprehensive guidance for first-time homebuyers navigating the purchase process.
Are your mortgage rates competitive?
As a broker with multiple wholesale lenders, we secure competitive rates tailored to each client's financial profile and loan requirements.
