Business Details
Your Trusted Arizona Mortgage Broker
AZ Mortgage Brothers has been a trusted name in Arizona's mortgage industry for over two decades. As third-generation Phoenix natives, our team combines deep local market knowledge with a commitment to personalized service. We act as advocates for homeowners, leveraging relationships with 50+ lenders to secure competitive rates and tailored loan solutions. Our approach emphasizes transparency, with a 'no surprises' closing guarantee and digital tools that keep clients informed throughout the process. Recognized as Arizona Business' 2024 Best Mortgage Broker, we maintain a 4.9/5 client rating through consistent delivery of expert guidance and innovative mortgage strategies. 
Services
Conventional Loans
FHA Loans
VA Loans
Jumbo Loans
Reverse Mortgages
Refinancing
FHA Streamline
Private Money Loans
First-Time Buyer
Home Purchase
Highlights and features
- Local Arizona mortgage experts with 22+ years of experience
- Access to 50+ lenders for competitive rates and terms
- Transparent process with no surprise closing fees
- Award-winning service with 4.9/5 Google rating
- Personalized mortgage solutions tailored to client needs
Associations and certifications
- Angie's List Super Service Award
- Equal Housing Opportunity Certification
- FHA Approved Institutions
What people say
Fantastic to work with
Seamless process
Knowledgeable and professional
Efficient and friendly
Excellent communication
Services
Conventional Loans
Conventional loans offer competitive rates for borrowers with strong credit profiles. These mortgages require as little as 3% down payment for first-time buyers with no upfront mortgage insurance. Available for single-family homes, condos, and investment properties with fixed or adjustable rate options.
FHA Loans
FHA loans provide accessible homeownership opportunities with 3.5% down payments and flexible credit requirements. Backed by the Federal Housing Administration, these mortgages suit first-time buyers and those with lower credit scores while offering competitive interest rates and financing options.
VA Loans
VA loans deliver exclusive benefits for veterans and active military members including zero down payment requirements and no private mortgage insurance. These government-backed mortgages feature competitive rates and flexible qualification standards tailored to military service members' unique circumstances.
Reverse Mortgages
Reverse mortgages enable homeowners aged 62+ to convert home equity into tax-free cash without monthly payments. Funds can be used for living expenses, medical costs, or travel while allowing seniors to remain in their homes with continued ownership.
Jumbo Loans
Jumbo loans cater to high-value properties exceeding conventional loan limits. Available for luxury homes up to $5 million with fixed or adjustable rates, these mortgages require higher credit scores and cash reserves while offering tailored financing solutions for premium real estate.
People
Eddie Knoell
Senior Loan Officer / Owner
Third-generation Phoenix native with 22+ years mortgage experience. Holds NMLS #210917 and Arizona Loan Originator License #LO-0911422. Specializes in residential mortgages and client-focused solutions.
Thomas Knoell
Senior Loan Officer / Owner
Phoenix native with 25+ years in real estate finance. NMLS #1618695 and Arizona Loan Originator License #LO-0942229 holder. Expert in complex mortgage transactions and community-focused lending.
Steve Perez
Loan Officer
Dedicated loan officer known for exceptional customer service. NMLS #2074623 licensed professional with commitment to personalized mortgage solutions and client satisfaction.
Ann Stoppa
Loan Officer
Specialist in reverse mortgages with extensive experience serving senior borrowers. NMLS #1816024 licensed expert focused on senior financial solutions and family-centered mortgage planning.
Macy McLaren
Production Manager
Licensed loan officer managing mortgage production workflow. NMLS #2096310 professional ensuring efficient loan processing and timely closings through organized documentation management.
Questions
What's the advantage of working with a mortgage broker instead of a bank?
Brokers access 50+ lenders to find best rates, unlike banks limited to their own products. We shop your scenario so lenders compete for your business.
How does refinancing work in Mesa?
Refinancing replaces your current mortgage with better terms. Our Mesa clients benefit from competitive rates and streamlined processes for rate reductions or cash access.
What loan options are available for first-time buyers in Gilbert?
FHA loans with 3.5% down and local assistance programs suit Gilbert first-time buyers. We provide tailored guidance through available financing options.
How long does the mortgage process typically take?
We average 25-day closings through digital tools and lender partnerships. Complex cases may take 30-45 days while maintaining transparent communication.
What sets AZ Mortgage Brothers apart from other brokers?
Local expertise with 22+ years' experience, 4.9/5 Google rating, and personalized service combining technology with human oversight for reliable results.
Do you work with investment property owners?
Yes, we offer conventional and private money loans for investment properties. Our brokers help clients evaluate cash flow potential and financing options.
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