Business Details
34 Years
experience
Your Trusted Mortgage Partner in Yonkers, NY
Founded in 1992, Arlington Financial is a trusted boutique mortgage company dedicated to personalized service and attention to detail. Our mission centers on helping individuals achieve homeownership through tailored mortgage solutions. As a full-service brokerage, we specialize in purchases, refinances, and investment property financing, leveraging relationships with multiple lenders to secure competitive rates and terms. Our team provides regular loan updates and progress reports, ensuring transparency throughout the lending process. With expertise in first-time homebuyer programs, jumbo loans, and reverse mortgages, we prioritize client education and clear pricing with no hidden fees.Our local presence in Yonkers, NY, combined with technology-driven efficiency, allows us to deliver fast, reliable service that prioritizes client needs over institutional interests. We advocate for clients at every stage, simplifying complex mortgage processes and empowering informed decision-making. Our commitment to excellence has earned us licenses in Connecticut, Florida, New Jersey, and New York, serving as a testament to our adherence to regulatory standards and client-focused practices. For over three decades, we have built a reputation as a trusted partner in mortgage financing, guided by principles of integrity, transparency, and community engagement.
Services
First-Time Homebuyers
Residential Mortgages
Multi-Family Investments
Home Refinancing
Jumbo Loans
Reverse Mortgages
Pre-Qualify for Mortgage
Details
- Year established: 1992
Highlights and features
- We offer personalized mortgage solutions tailored to individual needs.
- We provide access to a wide range of mortgage sources for competitive rates.
- We ensure transparency with clear pricing and no hidden fees.
- Our local expertise serves the communities we operate in.
- We deliver fast, efficient service leveraging technology and lender relationships.
What people say
Extremely professional
Excellent communication
Clear pricing
No hidden fees
Fast service
Services
Residential Mortgages
We provide tailored financing solutions for single-family homes, catering to first-time buyers and repeat purchasers. Our residential mortgages ensure a seamless process with competitive rates and personalized guidance. Clients benefit from transparent terms and dedicated support from application to closing.
Home Refinancing
Our refinancing options help homeowners reduce monthly payments, access equity, or secure better interest rates. We analyze individual financial goals to recommend optimal strategies, ensuring cost savings and long-term benefits through streamlined processes.
Jumbo Loans
We specialize in jumbo loans for high-value properties, offering flexible terms and expert underwriting guidance. Our team navigates complex financing requirements to deliver customized solutions for luxury home purchases or investments.
Reverse Mortgages
Designed for homeowners aged 62+, our reverse mortgages unlock home equity while preserving residency. We provide clear explanations of terms, ensuring clients understand financial implications and eligibility criteria for secure retirement planning.
First-Time Homebuyers
We support first-time buyers with down payment assistance, low-credit-score options, and educational resources. Our advisors simplify the mortgage process, offering step-by-step guidance to achieve affordable, stress-free homeownership.
People
Sean J. O'Sullivan
President
With over 25 years in mortgage banking, Sean leads Arlington Financial's strategic vision, ensuring client-centric service and industry compliance. He specializes in complex loan structures and fostering lender partnerships.
Ray A. Galluzzo
Vice President
Ray oversees loan operations, leveraging his 20+ years of experience to streamline processes and enhance client satisfaction. He focuses on regulatory adherence and innovative financing solutions for diverse client needs.
Husam Hattar
Sr. Loan Officer
Husam specializes in residential and investment property financing, guiding clients through mortgage options with a focus on transparency and tailored advice. He has closed over $500M in loans during his career.
Roberto Nascimento
Reverse Mortgage Specialist
Roberto provides expert reverse mortgage consultations, helping seniors maximize home equity. With a decade of experience, he prioritizes financial education and ethical lending practices for retirement security.
Marc E. Giles
Sr. Loan Officer
Marc specializes in jumbo and luxury home loans, offering strategic advice for high-net-worth clients. His 15+ years in mortgage banking focus on delivering competitive rates and personalized service.
Questions
What mortgage services does Arlington Financial offer?
We provide residential mortgages, refinancing, jumbo loans, reverse mortgages, and first-time homebuyer programs, tailored to individual financial goals.
How does Arlington Financial differ from big banks?
As an independent broker, we shop multiple lenders for competitive rates and prioritize personalized service over institutional policies.
Can I pre-qualify for a mortgage online?
Yes, we offer fast pre-qualification with no credit impact, providing clarity on budget and financing options.
Are there low down payment options available?
We offer programs with low or no down payment requirements, including FHA and first-time buyer incentives.
What licenses does Arlington Financial hold?
We are licensed as a mortgage broker in Connecticut, Florida, New Jersey, and New York, adhering to strict regulatory standards.
