Business Details
Your Trusted Partner for Commercial & Residential Mortgage Solutions
Commercial Mortgage Unlimited has established itself as a leading provider of tailored loan solutions across the United States. With over 16 years of experience in the industry, our team specializes in bridging the gap left by traditional banks by offering a diverse range of commercial and residential mortgage products. Our expertise spans full documentation, lite documentation, and no-documentation loan programs, catering to both seasoned investors and first-time borrowers. We pride ourselves on our ability to fund complex deals, including ground-up construction, fix-and-flip projects, and multifamily properties, with a focus on speed and flexibility.Our commitment to personalized service ensures that each client receives customized financing solutions that align with their unique financial goals. As a top 50 fastest-growing firm in the NY-NJ tri-state area, we combine deep market knowledge with a nationwide network of lending partners to deliver reliable, efficient funding solutions.
Services
Commercial Mortgages
Residential Loans
Bridge Financing
SBA Programs
Construction Loans
Fix and Flip Funding
Multifamily Loans
Hard Money Lending
Foreign National Loans
Church Financing
Highlights and features
- We offer 16+ years of specialized mortgage brokerage experience with nationwide lending capabilities
- Our team provides 24/7 availability for urgent loan inquiries and deal structuring
- We deliver customized loan programs for complex real estate transactions nationwide
- Our proprietary network includes non-recourse and asset-based lending options
- We guarantee rapid loan evaluations within 3 hours for time-sensitive opportunities
What people say
Always available
Patient with questions
Fast approvals
Expertise in difficult deals
Reliable funding solutions
Services
Commercial Mortgage Loans
We provide comprehensive commercial mortgage solutions for investment properties and owner-occupied businesses. Our programs include conventional bank loans, SBA financing, and non-recourse options with loan amounts ranging from $35,000 to $100 million. We specialize in multifamily, retail, office, and industrial properties with flexible documentation requirements including full doc, lite doc, and no-doc options. Our experienced team delivers competitive rates and terms tailored to each borrower's specific needs and financial profile.
Bridge Loan Programs
Our bridge loan solutions offer rapid funding for time-sensitive real estate opportunities. Available for commercial and residential properties nationwide, these loans feature terms from 6 months to 5 years with loan-to-value ratios up to 75%. We specialize in providing immediate capital for property acquisitions, renovations, and refinancing scenarios where traditional financing timelines would create obstacles for our clients.
SBA Loan Programs
We offer SBA 7(a) and 504 loan programs with long-term amortization options up to 25 years. These government-backed loans feature competitive rates starting at 3.99% with down payments as low as 10%. Our expertise includes conventional bank loans, equipment financing, and business acquisition funding with specialized programs for startups and established businesses.
Construction Financing
Our construction loan programs support ground-up development projects with funding up to 85% loan-to-cost ratios. We finance residential, commercial, and mixed-use developments with terms ranging from 12 to 24 months. Our in-house construction draw process ensures timely disbursements while maintaining strict project oversight to protect both borrower and lender interests.
Fix and Flip Loans
We provide specialized fix-and-flip financing for residential investment properties with loan-to-cost ratios up to 90%. Our programs accommodate borrowers with varying experience levels, offering different terms based on the number of completed flips. We fund purchase and renovation costs with fast approvals and flexible exit strategies including refinance or sale options.
People
Mark Fulop
Owner & Senior Mortgage Broker
Mark Fulop brings 16+ years of commercial mortgage brokerage experience to every client interaction. As founder of Commercial Mortgage Unlimited, he leverages extensive industry relationships to secure financing solutions for complex real estate transactions nationwide.
Questions
What loan programs are available for first-time real estate investors?
We offer specialized programs requiring 25% down for inexperienced investors, with options to increase LTV ratios as borrowers gain experience. Our team provides guidance through the entire investment process.
How quickly can you fund a commercial mortgage deal?
We evaluate loan applications within 3 hours and can close deals in as few as 5 days for qualified borrowers with complete documentation packages.
Do you offer financing for foreign national borrowers?
Yes, we have dedicated loan programs for foreign nationals purchasing US investment properties, with LTV ratios up to 75% and flexible documentation requirements.
What documentation is required for no-documentation loans?
Our no-doc loans require only basic applications and property information, with qualification based on property value and debt service coverage ratios rather than personal income verification.
Can you finance construction projects in rural areas?
Yes, we offer USDA loan programs for rural development projects with LTV ratios up to 80% and terms up to 25 years for eligible properties.
What are your minimum credit score requirements?
We work with borrowers across all credit profiles, offering programs for scores as low as 580 with adjusted terms, while scores above 680 qualify for our most competitive rates.
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