Business Details
34 Years
experience
Your Trusted Mortgage Broker in Fountain Valley, CA
Ams Mortgage Services has established itself as a premier mortgage brokerage firm dedicated to meeting the lending needs of real estate professionals, builders, and individual homebuyers. Our full-service approach is supported by a team of experienced loan specialists who provide expertise across all areas of mortgage lending, including purchase transactions, refinancing, and construction financing. We maintain access to a diverse network of mortgage sources, ensuring our clients receive competitive rates and terms tailored to their unique financial situations.Throughout the lending process, we prioritize transparency by delivering regular loan updates and progress reports, keeping clients informed at every stage. Our commitment to excellence extends beyond loan origination, as we strive to build long-term relationships through personalized service and industry-leading knowledge.
Services
FHA Loans
VA Loans
Refinancing
Mortgage Brokerage
Construction Lending
Details
- Year established: 1992
Highlights and features
- We are a 5-star rated mortgage brokerage firm.
- Our team works with real estate professionals and individual homebuyers.
- We offer decades of industry experience and expertise.
- Our loan officers are highly experienced and dedicated.
- We provide competitive rates and tailored financing solutions.
Associations and certifications
- NMLS
What people say
5-star rated
Trusted by hundreds
Expert service
Strong reputation
Client satisfaction
Services
FHA Loans
FHA loans provide accessible financing for first-time homebuyers with low down payments and credit score requirements. Our specialists guide clients through the process of securing Federal Housing Administration-insured mortgages for single-family homes, condos, and multi-family properties.
VA Loans
VA loans offer 100% financing options for eligible veterans, active-duty service members, and surviving spouses. We assist clients in leveraging their VA benefits to secure favorable mortgage terms without requiring down payments or private mortgage insurance.
Refinancing
Our refinancing services help homeowners reduce monthly payments, adjust loan terms, or access equity through rate-and-term or cash-out refinances. We support refinancing for primary residences, investment properties, and condominiums with both fixed and adjustable-rate options.
Mortgage Brokerage
As a full-service mortgage broker, we connect clients with optimal loan products from our network of lenders. Our specialists evaluate individual financial profiles to identify competitive mortgage solutions tailored to purchase or refinance needs.
Construction Lending
Construction lending supports custom home building projects with specialized financing that transitions to permanent mortgages. We guide clients through the unique requirements of financing new construction, including land acquisition and building phase disbursements.
Questions
What types of mortgage loans do you offer?
We offer FHA loans, VA loans, conventional mortgages, refinancing options, and construction loans tailored to meet diverse homebuying needs.
Can I apply for a mortgage online?
Yes, our online mortgage services allow 24/7 access to loan options, application submission, and real-time status updates.
Do you work with first-time homebuyers?
Absolutely. We specialize in guiding first-time buyers through FHA loans and other programs with low down payment requirements.
How do you help clients with bad credit?
We provide credit counseling and specialized loan programs to help clients improve credit scores and qualify for competitive mortgage rates.
What areas do you serve?
We serve clients in New Jersey, New York, California, Florida, and surrounding regions through our branch offices.
Are you a mortgage lender or broker?
We are a licensed mortgage broker connecting clients with lenders, not a direct lender or loan servicer.
