Business Details
Your Trusted Mortgage Partner in Florida
At Florida Home Loans, we have dedicated ourselves to transforming the home buying experience through personalized service and industry expertise. With over 18 years of combined experience in mortgage lending, our team understands the complexities of conventional, FHA, and VA loan programs. We prioritize transparent communication, timely updates, and tailored solutions to meet each client's unique financial needs. Our commitment to excellence has earned us a 5.0-star rating from 571 reviews, reflecting our dedication to client satisfaction. We specialize in first-time homebuyer programs, refinancing options, and navigating complex scenarios to ensure a smooth loan process. Our leadership team, including CEO Eric Coleman and Principal Broker Jorge Magana, brings deep product knowledge and operational efficiency to every transaction.By leveraging technology and maintaining a strong community presence, we empower clients to achieve homeownership with confidence. Our accolades, including recognition at the New York Stock Exchange Closing Bell session, underscore our industry leadership. We pride ourselves on building long-term relationships with clients and real estate partners, offering co-branded resources and dedicated support. From pre-approval to closing, Florida Home Loans remains your trusted partner in navigating the journey to homeownership.
Services
Mortgage Loans
FHA Loans
VA Loans
Refinancing
First-Time Homebuyer Programs
Conventional Loans
DSCR Loans
Jumbo Loans
USDA Loans
Highlights and features
- We offer quick mortgage approvals with competitive rates beating traditional banks
- Our team has 18+ years of combined experience in mortgage lending
- We provide personalized solutions for complex home financing scenarios
- We maintain transparent communication throughout the entire loan process
- Our pre-approval process requires no social security or bank account numbers
Associations and certifications
- NMLS
What people say
Outstanding service
Personalized approach
Quick responses
Expert guidance
Smooth closing
Services
Mortgage Loans
We offer comprehensive mortgage loan solutions tailored to individual financial situations. Our experienced loan officers help clients navigate conventional, FHA, and VA loan programs. With competitive interest rates and flexible terms, we specialize in matching borrowers with the right mortgage product. Our streamlined application process and expert guidance ensure a smooth journey from pre-approval to closing.
FHA Loans
Our FHA loan program provides accessible homeownership opportunities with low down payment requirements. We guide first-time buyers through the FHA loan process, explaining requirements and benefits. Our team helps clients understand loan limits, fees, and how to improve approval chances. We offer educational resources including video guides covering all aspects of FHA financing.
Refinancing
We provide cash-out and rate-term refinancing options to help homeowners achieve financial goals. Our specialists analyze current mortgage terms to determine if refinancing makes sense. We offer competitive rates and help clients understand potential savings. Our process includes evaluating home equity, credit profile, and market conditions to create personalized refinancing strategies.
VA Loans
We specialize in VA loan programs for eligible military personnel and veterans. Our team explains VA loan benefits, including zero down payment options and competitive rates. We help clients understand eligibility requirements and assist with the application process. Our specialists provide guidance on funding fees and how to maximize VA loan entitlements.
First-Time Homebuyer Programs
Our first-time homebuyer programs include educational resources and specialized loan options. We offer four key steps to guide new buyers through the process: affordability analysis, location selection, property type evaluation, and pre-approval. Our team provides personalized support for down payment assistance programs and helps navigate the entire home buying journey.
People
Eric Coleman
Chief Executive Officer
With extensive mortgage industry experience, Eric leads Florida Home Loans with a focus on exceptional client service. He brings deep expertise in mortgage operations and community engagement. His leadership emphasizes transparency and client empowerment throughout the loan process.
Jorge Magana
Principal Broker
As Principal Broker, Jorge combines product knowledge with efficient operations to deliver quality mortgage solutions. He specializes in guiding clients through complex financing scenarios while maintaining clear communication throughout the loan process.
Daniel Santiago
Branch Manager | Loan Originator
Daniel provides expert loan origination services with a focus on personalized client support. He specializes in negotiating competitive rates and guiding clients through the approval process. His approach emphasizes timely communication and thorough explanation of mortgage options.
Chad Widcamp
Loan Partner
Chad offers specialized loan partnership services with attention to title process details. He helps clients navigate insurance requirements and closing documentation. His expertise includes expediting closing timelines while maintaining compliance with lending standards.
Leanna Dadabbo
Loan Processor
Leanna provides essential loan processing support with focus on document preparation and underwriting requirements. She ensures timely submission of client documentation and maintains clear communication throughout the approval process.
Questions
What is the mortgage pre-approval process?
Our pre-approval process evaluates your financial situation to determine loan eligibility without requiring sensitive account numbers initially.
What loan programs do you offer?
We offer FHA, VA, conventional, jumbo, USDA loans and specialized first-time homebuyer programs with competitive rates.
How do I start the mortgage process?
Begin with our 60-second survey or contact our team directly to discuss your home buying goals and financing options.
Do you offer refinancing options?
Yes, we provide cash-out and rate-term refinancing solutions tailored to your financial objectives.
What areas do you serve?
We primarily serve Florida residents with experienced local market knowledge and community connections.
How long does the mortgage process take?
Our efficient process typically closes faster than industry averages, with experienced teams handling documentation promptly.
