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Your Trusted Mortgage Partner in Pawtucket, RI
Seacoast Mortgage has been a trusted leader in residential and commercial mortgage services since our founding. Headquartered in Rhode Island and licensed across four states, we specialize in connecting clients with tailored mortgage solutions that meet their unique financial needs. Our experienced team of loan officers combines deep industry expertise with cutting-edge technology to streamline the lending process from application to closing.We prioritize building trust through transparent consultations, offering programs like zero-down USDA and VA loans, FHA options, jumbo loans, and commercial financing. With 24/7 support and free credit repair guidance, we empower clients to achieve homeownership and financial stability while maintaining the highest standards of security and service.
Services
Home Purchase Loans
Refinance Options
Private Lending
Commercial Financing
FHA Loans
VA Loans
Jumbo Loan Programs
Grant Funding Programs
203-K Rehabilitation Loans
Fixed & Adjustable Rates
Highlights and features
- We offer 24/7 personalized mortgage support and electronic signing technology.
- Our team provides free credit repair guidance and financial counseling.
- We match clients with tailored mortgage programs through 30+ years of experience.
- We operate with full transparency and no hidden fees.
- Our loan officers specialize in complex cases and non-traditional financing solutions.
What people say
Best broker & team
Excellent service
Great experience
Professional and easy to work with
Highly recommend
Services
Home Purchase Loans
We specialize in helping first-time buyers and experienced investors secure financing for residential properties. Our loan officers offer personalized guidance through zero-down USDA and VA loans, FHA programs, and conventional options. With electronic signing technology and 24/7 support, we streamline the process while ensuring clients understand all financial implications.
Refinance Options
Our refinance solutions help homeowners reduce rates, consolidate debt, or access equity. We analyze each client's financial profile to identify cost-effective options, including FHA streamline programs and jumbo loan refinancing. Our team provides transparent advice about closing costs and long-term benefits to maximize savings.
Commercial Financing
We offer tailored financing solutions for commercial real estate investments. Our experts handle complex transactions involving multi-family properties, office buildings, and mixed-use developments. With access to specialized programs and a focus on client-specific needs, we help businesses secure competitive rates and favorable terms for their investment goals.
Credit Repair Guidance
We provide complimentary credit improvement services to help clients qualify for better mortgage terms. Our advisors analyze credit reports, identify improvement opportunities, and offer actionable steps to strengthen financial profiles. This service is integrated throughout the loan process to maximize approval chances and secure lower interest rates.
203-K Rehabilitation Loans
Our FHA 203-K loans enable buyers to finance home purchases and renovations in a single mortgage. We guide clients through the unique requirements of these programs, helping them secure funding for property improvements while maintaining budget control. Our team coordinates with contractors and inspectors to ensure compliance with FHA guidelines.
People
Ann Sabbagh
President
With over 30 years of financial experience, Ann Sabbagh leads Seacoast Mortgage's strategic direction. She specializes in guiding clients through complex mortgage transactions while maintaining a strong focus on ethical lending practices and client education.
Allyson Sabbagh
Vice-President/Sr. Loan Officer
Allyson Sabbagh brings extensive mortgage expertise to her role as Senior Loan Officer. She focuses on delivering personalized solutions for residential clients while leveraging her deep understanding of loan programs to help first-time buyers achieve homeownership.
Kimberly Sabbagh
Vice President, Business Development
Kimberly Sabbagh specializes in connecting clients with appropriate mortgage products while managing business growth initiatives. Her dual role combines client service with expanding Seacoast's market presence across multiple states.
Lilliane Schmid
Loan Officer
Lilliane Schmid is recognized for her exceptional client service and expertise in mortgage programs. She works closely with first-time buyers and real estate professionals to navigate complex transactions, often providing after-hours support to meet client needs.
John McLaughlin
Sales Manager
John McLaughlin oversees sales operations while maintaining active client relationships. His experience in mortgage lending helps guide both team members and clients through the loan process with a focus on efficiency and client satisfaction.
Questions
How do I start the mortgage application process?
Begin by providing basic financial information through our online form. A loan officer will contact you within minutes to discuss options and guide you through the next steps.
What mortgage programs do you offer?
We offer FHA, VA, USDA, jumbo loans, commercial financing, and renovation loans. Our team will help you find the best program based on your financial situation and goals.
Can you help with bad credit mortgages?
Yes, we provide free credit repair guidance and specialize in helping clients with credit challenges secure mortgage approval through tailored programs and financial counseling.
Do you offer online mortgage tools?
Our website features mortgage calculators, prequalification tools, and educational resources to help you understand your options and make informed decisions about homeownership.
What areas do you serve?
We operate in Rhode Island, Massachusetts, Connecticut, and Florida with local loan officers available in each state to provide personalized in-person or virtual support.
How does your 24/7 service work?
Our team is available 24 hours a day, 7 days a week through our main phone line. Emergency mortgage assistance and after-hours consultations are available for urgent client needs.
