Business Details
7 Years
experience
Your Direct Path to Mortgage Approval
We are a technology-driven mortgage lending company revolutionizing the home loan process through innovative digital solutions and personalized service. Our platform combines AI-powered tools like the industry's first mortgage chatbot with dedicated human Loan Guides to streamline transactions from application to closing. With a focus on investment property financing, we offer DSCR loans, conventional loans, and STR (short-term rental) loan products tailored for real estate investors.Our proprietary Beeline Loans Tracker provides real-time progress updates while our team maintains 24/7 availability through multiple communication channels. Backed by 20+ years of combined industry experience, we've achieved a 95% approval certainty rate and average 22-day closing times for cash-out refinances. As an Equal Housing Lender operating in 25+ states, we combine cutting-edge technology with personalized support to deliver efficient mortgage solutions.
Services
Mortgage Loans
DSCR Loans
Cash-Out Refinancing
STR Loans
Investor Loans
Details
- Year established: 2019
Highlights and features
- We deliver 95% approval certainty with pre-approvals that close
- Our AI chatbot provides 24/7 mortgage assistance
- Average 22-day closing time for cash-out refinances
- Dedicated Loan Guides available via phone, text, or email
- Proprietary Beeline Loans Tracker for real-time transaction updates
Associations and certifications
- NMLS
What people say
Smooth process
Great communication
Closed in 14 days
Amazing team
Seamless experience
Services
Mortgage Loans
We offer comprehensive mortgage solutions for primary residences and investment properties. Our digital platform enables instant pre-approvals with 95% closing certainty while our Loan Guides provide personalized support throughout the process. Investors benefit from specialized underwriting criteria that focus on property cash flow rather than personal income verification.
DSCR Loans
Our Debt Service Coverage Ratio loans allow real estate investors to qualify based on rental income rather than personal income. This specialized product enables portfolio growth through streamlined qualification using property cash flow metrics. Ideal for investors with multiple properties seeking non-traditional financing solutions.
Cash-Out Refinancing
Access equity in investment properties through our accelerated cash-out refinance program. We average 22-day closing times with dedicated support from application through funding. Our AI-powered systems identify optimal rate scenarios while Loan Guides ensure smooth transaction execution for property investors.
Short-Term Rental Loans
Specialized financing for vacation rental properties leveraging STR income potential. Our underwriting considers projected rental income from platforms like Airbnb and VRBO. Investors receive tailored loan terms that recognize the unique revenue streams of short-term rental properties through innovative DSCR-based qualification.
Investor Loans
Comprehensive financing solutions for real estate investors with multiple properties. Our platform supports portfolio growth through specialized loan products including multi-family, fix-and-flip, and conventional investment property loans. Investors benefit from streamlined applications and rapid decision-making processes.
Questions
What loan types do you offer for real estate investors?
We provide DSCR loans, conventional investment loans, STR financing, cash-out refinancing, and portfolio loans specifically designed for real estate investors.
How quickly can you close a mortgage transaction?
Our average cash-out refinance closes in 22 days, with many transactions completing in under 14 days through our accelerated processing system.
Do you offer 24/7 mortgage support?
Yes, our AI chatbot provides 24/7 assistance while Loan Guides are available via phone, text, or email whenever you need human support.
Can self-employed borrowers qualify for loans?
Yes, our DSCR loans focus on property income rather than personal income verification, making them ideal for self-employed real estate investors.
What states do you operate in?
We're licensed in 27 states including CA, TX, FL, NY, and RI with specialized state-specific underwriting guidelines for local markets.
How do your instant rate quotes work?
Our digital platform provides immediate rate quotes based on property details and investment goals without requiring personal financial information upfront.
