Business Details
Your Trusted Mortgage Partner for Home Loans
Reliant Mortgage was founded on the principle of providing personalized mortgage solutions tailored to each client's unique financial situation. With a team of seasoned professionals, we specialize in guiding first-time homebuyers and experienced investors through the complexities of the mortgage process. Our commitment to transparency and ethical practices ensures clients receive accurate information and competitive rates. We leverage strategic lender partnerships to secure favorable terms, including 0 origination fees and expedited 21-day closing timelines. Operating across 14 states, our local loan officers provide hands-on support while maintaining national service standards. The company's leadership team brings decades of combined industry experience, ensuring informed decision-making throughout the loan lifecycle.Our technology-driven platform enables real-time rate comparisons and instant pre-approvals, streamlining the homebuying journey. Client testimonials consistently highlight our responsiveness, with weekend and after-hours availability to accommodate busy schedules. As an NMLS-registered institution (ID: 1075152), we adhere to strict regulatory standards while maintaining a customer-first approach. Our comprehensive service portfolio includes conventional, FHA, VA, USDA, and jumbo loan options, catering to diverse housing needs. Through continuous process improvement initiatives, we've maintained a 5-star rating since inception while expanding our geographic reach and service capabilities.
Services
Fixed Rate Mortgage
FHA Loan
VA Loan
Jumbo Loan
USDA Loan
Refinance Options
First Time Buyer Programs
Investment Property Loans
Rehab Loans
Low Down Payment Programs
Highlights and features
- We offer 21-day closing timelines with guaranteed rate locks
- Our team includes state-licensed loan officers in 14 states
- We provide 0 origination fee options with competitive pricing
- Our platform enables instant pre-approvals and real-time rate quotes
- We maintain 5-star customer ratings across multiple review platforms
Associations and certifications
- NMLS
What people say
Excellent service
Prompt closings
Competitive rates
24/7 availability
Professional staff
Services
Fixed Rate Mortgage
Our fixed-rate mortgages provide stable monthly payments with interest rates locked for the entire loan term. This option suits borrowers seeking long-term financial predictability and protection against market fluctuations. We offer 15-, 20-, and 30-year terms with flexible down payment options.
FHA Loan
FHA-insured loans require lower minimum down payments and credit scores, making homeownership accessible to first-time buyers. We offer standard FHA 203(b) loans and 203(k) renovation programs with competitive pricing through approved lender partnerships.
VA Loan
We specialize in VA-guaranteed loans for eligible military personnel and veterans, featuring $0 down payment options and streamlined refinancing programs. Our VA loan specialists guide clients through the entitlement process and benefit maximization.
Jumbo Loan
Our jumbo loan programs cater to high-value property purchases exceeding conventional loan limits. We offer competitive rates and flexible underwriting for luxury homes and unique properties across our service areas.
USDA Loan
We facilitate USDA Rural Development loans for eligible properties in designated areas, offering 100% financing options with favorable terms for qualified applicants seeking affordable homeownership solutions.
People
Will Tullos
President
With over 25 years in mortgage banking, Will Tullos leads Reliant Mortgage's strategic growth initiatives. He oversees national operations while maintaining hands-on client engagement through his Louisiana-based office.
Terry McBride
Director of Lending
Terry McBride brings 18 years of mortgage industry experience to his leadership role, managing Reliant's lending teams across 14 states and ensuring consistent service quality and regulatory compliance.
Thomas Holloway
Branch Manager
As a Louisiana-based branch manager, Thomas Holloway specializes in first-time homebuyer programs and local market trends, helping clients navigate the New Orleans real estate landscape since 2015.
Josh Highnote
Producing Branch Manager
Josh Highnote leads Reliant's Alabama operations with expertise in VA loans and military relocation programs, maintaining a 5-star customer satisfaction rating through personalized service approaches.
Devin Thomas
Branch Manager
Devin Thomas oversees Texas lending operations with specialization in investment property financing, leveraging 12 years of mortgage experience to serve both individual and institutional clients.
Questions
What mortgage loan types does Reliant Mortgage offer?
We provide conventional, FHA, VA, USDA, jumbo, and rehab loans, along with specialized programs for first-time buyers and investment properties.
How quickly can Reliant Mortgage close a loan?
Our average closing timeline is 21 days, with expedited options available for qualified borrowers needing faster transactions.
Do you offer mortgage pre-approvals?
Yes, we provide instant online pre-approvals and written certificates within one hour of application submission.
What states does Reliant Mortgage operate in?
We serve 14 states including Louisiana, Texas, Florida, California, Georgia, and Colorado with local loan officers in each location.
Are there any origination fees?
We offer multiple loan programs with 0 origination fees while maintaining competitive interest rate structures.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term refinancing, cash-out options, and specialized VA loan refinancing programs to suit various financial goals.
Videos