Business Details
24 Years
experience
Your Trusted Mortgage Partner in Katy, TX
HomeWay Mortgage has been serving clients with professional lending expertise for over 18 years. As a full-service mortgage company, we prioritize personalized service and competitive rates while operating as a direct lender. Our commitment to quality customer service sets us apart, offering down-payment assistance, experienced loan officers, and specialized loan products beyond standard conventional, FHA, VA, and USDA options. Founded in 2002, we maintain a mission to establish high standards in the mortgage industry through transparency and client-focused solutions.Our team provides tailored guidance for purchase and refinance transactions, ensuring borrowers receive expert support throughout the lending process. With offices in Katy, Texas, and lending availability across multiple states, we combine local knowledge with nationwide resources to meet diverse client needs. Our proven track record demonstrates our ability to deliver reliable mortgage solutions while maintaining ethical business practices.
Services
Conventional Mortgage
FHA Loans
VA Loans
USDA Loans
Portfolio Loans
Hard Money Loans
Construction Loans
Bridge Loans
Multi-Family Loans
Bank Statement Loans
Details
- Year established: 2002
Highlights and features
- 18 years of mortgage lending experience since 2002
- Direct lender with personalized loan approval processes
- Specialized down-payment assistance programs available
- Unique portfolio loan options for non-traditional borrowers
- Experienced loan officers serving Texas, Louisiana, Colorado, and Florida
Associations and certifications
- NMLS #214884
What people say
Pleasure to work with
Highly recommended
Fast free advice
Qualified loan officers
Great rates
Services
Conventional Mortgage
Conventional mortgages provide fixed or adjustable-rate financing without government guarantees. These loans suit borrowers with strong credit histories seeking standard home financing solutions. Our conventional loan programs offer flexible down payment options and competitive interest rates for primary residences and investment properties.
FHA Loans
FHA-insured mortgages enable low-to-moderate income borrowers to purchase homes with reduced down payments. We facilitate FHA loans with favorable credit requirements while maintaining compliance with federal housing administration standards for residential property financing.
Portfolio Loans
Our portfolio loan programs cater to borrowers who don't meet traditional underwriting criteria. These non-conforming loans allow alternative documentation methods and flexible qualification standards while maintaining competitive pricing for short-term and long-term mortgage needs.
Construction Loans
We offer specialized construction financing for new home builds with fixed interest rates during the construction period. Our one-time close and two-time close options provide streamlined funding solutions for residential development projects of various sizes.
Bank Statement Loans
Designed for self-employed borrowers, these loans use bank statements to verify income instead of traditional tax returns. Our underwriting process considers actual cash flow patterns to determine loan eligibility for non-traditional income situations.
Questions
What mortgage loan types do you offer?
We provide conventional, FHA, VA, USDA, portfolio, hard money, construction, and multi-family loans tailored to individual borrower needs.
How can I apply for a mortgage?
Apply online through our website or contact our Katy office directly at 281-565-8500 for personalized loan application assistance.
Do you offer down payment assistance?
Yes, we provide specialized down payment assistance programs for eligible borrowers seeking conventional and government-backed mortgage options.
What areas do you service?
We originate loans in Texas, Louisiana, Colorado, and Florida with local office support available in Katy, Texas.
Can self-employed individuals qualify for loans?
Yes, we offer bank statement loans and alternative documentation options specifically designed for self-employed borrowers.
