Business Details
21 Years
experience
Your Trusted Reverse Mortgage Partner in Mount Laurel, NJ
Liberty Home Equity Solutions has been a trusted leader in reverse mortgage solutions for over two decades. As one of the largest and most experienced lenders in the U.S., we specialize in helping homeowners aged 62+ convert home equity into tax-free funds without monthly mortgage payments. Our team of experts provides personalized guidance through every step of the process, from initial consultation to loan completion. We offer a range of products including HECM loans, refinance options, and EquityIQ solutions designed to maximize retirement income.With 60,000+ borrowers helped and a commitment to exceptional customer service, we maintain strict compliance with FHA requirements while delivering innovative financial solutions. Our BBB-accredited status reflects our dedication to ethical practices and client satisfaction. From paying off existing mortgages to covering healthcare expenses, we empower seniors to remain in their homes while achieving financial security.
Services
Reverse Mortgage Loans
HECM Loans
Reverse Mortgage Refinancing
Equity Access Solutions
Home Purchase Financing
Details
- Year established: 2005
Highlights and features
- 20+ years of specialized experience in reverse mortgage lending
- Personalized mortgage solutions tailored to retirement needs
- Competitive rates and flexible loan options
- BBB A+ accredited business status
- Dedicated team of reverse mortgage specialists
Associations and certifications
- Better Business Bureau
What people say
Very good
Kept updated
Knowledgeable
Thorough
Smooth transaction
Services
Reverse Mortgage Loans
Our reverse mortgage loans enable seniors aged 62+ to convert home equity into tax-free funds without monthly payments. This solution helps eliminate existing mortgages, cover healthcare expenses, or supplement retirement income. We ensure borrowers understand their responsibilities while maintaining home ownership.
HECM for Purchase
This specialized reverse mortgage allows seniors to purchase new primary residences using home equity funds. Available for single-family homes and approved properties, it eliminates monthly mortgage payments while maintaining title ownership. Eligible borrowers must meet FHA requirements and financial criteria.
Reverse Mortgage Refinancing
Our refinance options help existing reverse mortgage holders access additional equity or modify loan terms. This service enables borrowers to convert adjustable rates to fixed rates, add spouses to loans, or adjust payment structures for improved financial management.
Equity Access Solutions
These tailored solutions help seniors maximize home equity through customized payment plans. Options include lump sums, monthly payments, or credit lines while maintaining compliance with FHA requirements for property taxes and insurance obligations.
Reverse Mortgage Counseling
We provide comprehensive counseling to explain reverse mortgage benefits and obligations. Our experts help borrowers understand eligibility requirements, repayment conditions, and financial implications to make informed decisions about their retirement planning.
People
Michael
Loan Officer
Experienced loan officer maintaining regular communication with clients, providing weekly updates and clear explanations throughout the reverse mortgage process.
Chris
Loan Advisor
Dedicated loan advisor offering detailed explanations and maintaining open communication channels to ensure clients understand all aspects of their reverse mortgage transactions.
Leigha
Mortgage Specialist
Mortgage specialist providing comprehensive support and answering client questions promptly while maintaining competitive service standards throughout the loan process.
Jim Wilson
Senior Loan Officer
Senior loan officer offering thorough explanations of reverse mortgage options and providing complete assistance through every stage of the transaction process.
Questions
What reverse mortgage options do you offer?
We offer HECM loans, reverse mortgage refinancing, EquityIQ solutions, and HECM for Purchase programs tailored to senior homeowners' financial needs.
How can reverse mortgage funds be used?
Proceeds can pay existing mortgages, cover healthcare expenses, fund home improvements, supplement retirement income, or meet other financial needs.
What are the eligibility requirements?
Borrowers must be at least 62, own their home, have sufficient equity, and meet FHA financial eligibility criteria.
Do you service loans after closing?
Yes, we provide ongoing loan servicing and support for all reverse mortgage products we originate.
Are there property type restrictions?
We accept single-family homes, approved condominiums, and manufactured homes meeting FHA guidelines.
How are payments structured?
Options include lump sums, monthly payments, credit lines, or combinations tailored to individual financial goals.
