Business Details
14 Years
experience
Your Trusted Mortgage Partner in Atlanta
New Star Mortgage has been serving Atlanta's mortgage needs since 2012, establishing itself as a premier mortgage brokerage firm. Our team of licensed professionals works with over 20 wholesale lenders to secure competitive rates and tailored loan solutions for clients with diverse financial backgrounds. We specialize in navigating complex scenarios including credit challenges, bankruptcies, and foreclosure histories while maintaining a commitment to transparent communication and client education throughout the mortgage process.Our expertise spans conventional, FHA, VA, and specialized loan programs, with a demonstrated track record of closing transactions efficiently even under tight deadlines. We maintain strict compliance with all state and federal regulations while prioritizing personalized service that extends beyond standard business hours to accommodate client needs.
Services
Purchase Loans
Refinance Services
VA Loans
FHA Loans
Mortgage Consultation
Credit Counseling
Loan Pre-Qualification
Home Equity Loans
Jumbo Loans
First-Time Buyer Programs
Details
- Year established: 2012
Highlights and features
- We work with 20+ lenders to find your best rate
- Specialize in complex credit situations and loan scenarios
- Offer 24/7 client support including weekends/holidays
- Provide transparent fee structures with no hidden costs
- Maintain 98% on-time closing rate across all loan types
Associations and certifications
- GA Residential Mortgage Licensee GA State License # 22644
- NMLS # 84375
What people say
BEST!!
Professionalism
Timely manner
Outstanding rate
JOY to work with
Services
Purchase Loans
We specialize in residential purchase loans with flexible down payment options and competitive rates. Our team guides first-time buyers and experienced homeowners through the entire process from pre-approval to closing. We offer conventional, FHA, and VA loan programs tailored to individual financial situations.
Refinance Services
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or access home equity. We analyze current mortgage terms against market conditions to determine optimal refinancing opportunities. Services include rate-and-term refinancing and cash-out options.
VA Loans
We provide specialized VA loan programs for eligible veterans and active-duty personnel. Our team handles VA-specific requirements and documentation to secure zero-down payment options with favorable terms. We maintain current knowledge of VA funding fee structures and eligibility criteria.
FHA Loans
Our FHA loan specialists assist borrowers with lower credit scores or limited down payment funds. We explain 3.5% down payment requirements and mortgage insurance parameters while ensuring compliance with HUD regulations. We maintain updated knowledge of FHA loan limits and eligibility standards.
Mortgage Consultation
We offer personalized mortgage consultations to evaluate financial readiness and homeownership goals. Our experts analyze debt-to-income ratios, credit profiles, and down payment capabilities to recommend appropriate loan products. Consultations include detailed explanations of closing costs and long-term payment implications.
People
Andwon Gobin
Loan Officer
Andwon Gobin is a licensed mortgage professional with 15+ years of experience in residential lending. He specializes in complex loan scenarios and maintains NMLS certification #241896. Known for exceptional client service, he provides 24/7 support throughout the mortgage process.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, jumbo, and first-time homebuyer loans with terms from 10-30 years. Our team helps determine the best option for your financial situation.
Can I get pre-approved online?
Yes, complete our 2-minute online pre-qualification form to receive rate estimates and a pre-approval letter. A loan officer will contact you within 1 hour during business hours.
Do you offer 24/7 customer support?
Our team provides after-hours and weekend support via phone. Loan consultants are available 7 days a week to answer questions and process urgent requests.
How do you handle credit challenges?
We specialize in working with borrowers who have experienced bankruptcies, foreclosures, or credit issues. Our team explains specific waiting periods and documentation requirements for each loan program.
What are your current mortgage rates?
Rates update daily based on market conditions. Check our website for current rate estimates or contact us directly for personalized rate information based on your credit profile.
How quickly can you close a mortgage?
We maintain a 98% on-time closing rate with average processing times of 21-30 days. Our team expedites documentation review and works with title companies to ensure timely completions.
