Business Details
Your Trusted Arizona Mortgage Lender
HOUSED Home Loans has been a trusted Arizona mortgage lender for over 15 years, specializing in guiding clients through the home loan process with competitive rates and personalized service. Our team leverages industry-leading technology and a diverse portfolio of loan products to simplify the journey from application to closing. We prioritize transparency, timely communication, and tailored solutions to ensure a seamless experience for first-time buyers, refinancers, and investors.With expertise in conventional, VA, FHA, jumbo, and niche loan programs, we serve clients across Arizona and all 50 states. Our commitment to accuracy, fast qualifications, and on-time closings has earned us a reputation as a reliable partner in achieving homeownership goals.
Services
VA Loans
FHA Loans
Conventional Loans
Jumbo Loans
USDA Loans
Construction Loans
Renovation Loans
DSCR Loans
Bank Statement Loans
HELOC Loans
Highlights and features
- We offer 15+ years of mortgage industry experience and local expertise.
- Our team provides accurate loan qualifications within 24 hours.
- We guarantee on-time home loan closings with no surprises at closing.
- Clients receive personalized support and education throughout the process.
- Available 7 days a week for urgent mortgage-related inquiries.
What people say
Smooth process
Exceeded expectations
Prompt communication
No surprises at closing
Expert guidance
Services
VA Loans
VA loans provide eligible veterans and service members with competitive rates and zero down payment options. Our team specializes in VA-specific requirements, including funding fees and property guidelines. We streamline the process for purchase or refinance transactions.
FHA Loans
FHA loans offer low down payments and flexible credit requirements for first-time buyers. We handle FHA-specific processes like mortgage insurance, escrow holdbacks, and property inspections. Our experts ensure compliance with HUD regulations.
Conventional Loans
Conventional loans suit buyers with strong credit seeking competitive rates without government backing. We offer fixed and adjustable-rate options with personalized terms. Our process includes private mortgage insurance guidance and underwriting support.
Renovation Loans
Renovation loans finance property upgrades alongside purchase or refinance. We specialize in VA and FHA renovation programs, including escrow hold-backs and 203(k) options. Our team coordinates funding for repairs and construction timelines.
DSCR Loans
DSCR loans evaluate property cash flow instead of personal income, ideal for real estate investors. We provide tailored solutions for rental property portfolios. Our process includes asset verification and debt-service ratio analysis.
People
Jeremy House
Branch Manager/Sr. Loan Officer
Jeremy House leads HOUSED Home Loans with over 15 years of mortgage expertise. He specializes in purchase and refinance transactions, focusing on client education and stress-free closings. His team prioritizes transparency and timely communication.
Pete Marthaler
Team Loan Officer
Pete Marthaler brings extensive experience in VA and FHA loans, assisting clients with complex scenarios. He emphasizes personalized support and fast approvals. Clients praise his patience and thoroughness in navigating loan processes.
Questions
What loan programs do you offer?
We offer VA, FHA, conventional, jumbo, USDA, construction, renovation, DSCR, and bank statement loans. Our team helps clients choose the best option based on their financial situation and goals.
How quickly can you close a loan?
Closings depend on documentation timeliness, but we prioritize fast processing. Many clients close within 30 days with our streamlined underwriting and dedicated support.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through down payment assistance programs, pre-qualification, and mortgage insurance options. Our team simplifies the process for new homeowners.
Are your rates competitive?
We guarantee competitive rates across all loan programs. Our team provides personalized rate quotes and locks to protect against market fluctuations during the closing process.
How do I start the pre-qualification process?
Begin by submitting basic financial information online or contacting our team. We provide accurate pre-qualifications within 24 hours to help you confidently shop for homes.
