Business Details
25 Years
experience
Trusted Mortgage Lending Services in Westborough, MA
Ross Mortgage has been a trusted mortgage lender since 2001, dedicated to providing personalized financing solutions for homebuyers and refinancers. Our team of experienced professionals leverages advanced technology and a streamlined 10-day closing process to ensure a seamless mortgage experience. We prioritize ethical lending practices, transparency in all transactions, and community engagement through partnerships with organizations like the New England Center for Children.With over two decades of local market expertise, we empower clients to make informed financial decisions while maintaining a commitment to equal housing opportunities. Our nationwide licensing and corporate benefits programs further demonstrate our dedication to accessibility and innovation in mortgage services.
Services
Home Loans
Mortgage Rates
Down Payment Assistance
Refinancing
Corporate Benefits Programs
Details
- Year established: 2001
Highlights and features
- We offer a patented 10-day closing program for faster home purchases.
- Our team provides 24/7 customer support via phone, text, or email.
- We guarantee transparent pricing with no hidden fees.
- Our loan officers have over 20 years of combined local market expertise.
- We maintain partnerships with major corporate benefits programs.
Services
Home Loans
We provide customized residential mortgage solutions for first-time buyers, move-up buyers, and investors. Our loan programs include conventional, FHA, VA, and USDA options with competitive rates and flexible qualification criteria. Our experienced loan officers guide clients through the entire process from pre-approval to closing.
Refinancing
Our refinancing options help homeowners reduce monthly payments, shorten loan terms, or access home equity. Services include rate-and-term refinancing and cash-out refinancing with no-fee options available. We specialize in fast processing with typical completion times of 15-21 days.
Down Payment Assistance
We offer multiple down payment assistance programs to reduce upfront costs for qualified buyers. These include grants, low-interest second mortgages, and employer partnership programs. Our counselors help clients navigate eligibility requirements and application processes.
Corporate Benefits Programs
We partner with major employers to provide exclusive mortgage benefits for their staff. Programs include discounted rates, closing cost credits, and financial education resources. Current partners include Massachusetts General Hospital and LiUNA union members.
10-Day Closing Program
Our proprietary rapid closing program guarantees loan funding within 10 days of appraisal completion. This service helps buyers compete with cash offers in competitive markets. The program includes dedicated underwriting support and expedited document processing.
Questions
What mortgage rates are currently available?
Rates vary daily based on market conditions. Contact our loan officers for personalized rate quotes and lock-in options.
How does the 10-day closing program work?
Our fast-track program guarantees funding within 10 days of appraisal completion through dedicated underwriting teams and streamlined processes.
Do you offer down payment assistance programs?
Yes, we provide multiple assistance options including grants, employer partnerships, and low-down-payment loan programs.
Can I refinance my mortgage with no closing costs?
We offer no-fee refinancing options that allow you to reduce payments without upfront costs.
What states do you operate in?
We are licensed in 10 states including Massachusetts, Florida, Arizona, and Washington with expanding nationwide coverage.
