Business Details
16 Years
experience
Trusted Intra-Family Mortgage Services in Concord, MA
National Family Mortgage is a pioneering online platform dedicated to helping families structure and manage real estate loans between relatives. Founded in 2010 by Timothy Burke, a veteran in family lending with a background at Circle Lending and Virgin Money USA, the company has facilitated over $1 billion in intra-family loans across all 50 states. Our mission is to empower families to build, protect, and transfer wealth through legally compliant, tax-efficient mortgage solutions. We specialize in eliminating the risks associated with informal family loans by providing standardized documentation, IRS compliance, and professional guidance.With expertise rooted in over two decades of industry experience, we offer tailored solutions for first-time homebuyers, parents assisting children, and families seeking secure financial arrangements. Our services are designed to ensure transparency, legal validity, and mutual benefits for both lenders and borrowers, fostering stronger family relationships while maximizing financial returns. Recognized in leading financial publications and trusted by thousands of families, we combine technological innovation with personalized support to deliver stress-free mortgage transactions.
Services
Intra-Family Mortgages
Loan Documentation
Tax Compliance Services
Family Mortgage Setup
Loan Management
Details
- Year established: 2010
Highlights and features
- We have facilitated over $1 billion in family loans since 2010
- Our team includes experts with decades of experience in family lending
- We guarantee IRS-compliant documentation for all transactions
- Our process saves families thousands in legal and bank fees
- We offer personalized support from initial consultation to loan completion
What people say
Seamless process
Excellent customer service
IRS-compliant documentation
Significant cost savings
Mutually beneficial arrangements
Services
Intra-Family Mortgages
Our intra-family mortgage service enables relatives to structure secure real estate loans with proper legal documentation. We help lenders earn competitive returns while providing borrowers with favorable rates. Our process ensures IRS compliance and protects family relationships through professionally managed transactions.
Tax Compliance Services
We guarantee all family loans meet current IRS requirements through proper documentation and reporting. Our expertise in federal tax regulations helps families avoid penalties while maximizing tax benefits. We provide necessary forms and guidance for annual tax filings related to family mortgages.
Loan Documentation
Our platform generates comprehensive, state-specific mortgage documents that meet legal recording requirements. We handle promissory notes, deeds of trust, and all necessary filings to ensure enforceable agreements. Our templates are updated regularly to reflect changing regulations and tax laws.
Family Mortgage Setup
We guide families through the complete mortgage setup process from initial consultation to closing. Our experts help determine appropriate loan terms, interest rates, and repayment schedules. We coordinate with title companies and attorneys to ensure smooth transactions for both lenders and borrowers.
Loan Management
Our optional loan management service provides ongoing support for mortgage administration. We offer payment processing, record-keeping, and annual reporting to simplify long-term loan management. This service ensures continued compliance with tax regulations while maintaining clear documentation for all parties involved.
People
Timothy Burke
CEO & Founder
Timothy Burke is the founder and CEO of National Family Mortgage, bringing over 20 years of experience in family lending. He previously worked at Circle Lending and Virgin Money USA. He holds an MS in Philanthropy from Suffolk University and a BA in English from Boston College. Recognized as an expert in intra-family loans, he has been featured in major financial publications and Nolo's guidebooks.
Questions
What is an intra-family mortgage?
An intra-family mortgage is a real estate loan between relatives structured with proper legal documentation to ensure IRS compliance and protect both parties' interests.
How does National Family Mortgage ensure tax compliance?
We provide IRS-compliant documentation, proper interest rate calculations, and necessary reporting forms to ensure all family loans meet current federal tax requirements.
What loan amounts can be processed?
We handle loans ranging from small family assistance arrangements to multimillion-dollar transactions, with our largest loan exceeding $3.2 million.
How long does the process take?
Most transactions complete within 7 business days, with documents reviewed and finalized promptly after submitting initial information online.
Do you operate in all US states?
Yes, we facilitate family mortgages in all 50 states with state-specific documentation to meet local legal requirements.
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