Business Details
34 Years
experience
Your Trusted Mortgage Partner in North Reading, MA
Patriot Mortgage, established in 1992, is a family-owned business dedicated to providing personalized mortgage solutions for residents of Massachusetts and New Hampshire. Our approach centers on understanding individual client needs and leveraging relationships with multiple lenders to secure competitive rates and tailored programs. With over 29 years of industry experience, we prioritize quality customer service and strive to simplify the mortgage process for home purchases and refinancing.Our team remains committed to transparency, integrity, and long-term client relationships, ensuring a seamless experience from pre-qualification to closing. By focusing on education and clear communication, we empower clients to make informed decisions aligned with their financial goals.
Services
Home Purchase Loans
Refinance Loans
FHA Loans
VA Loans
Jumbo Loans
Adjustable Rate Mortgages
Conforming Loans
High Balance Loans
203K Loans
HARP Loans
Details
- Year established: 1992
Highlights and features
- We are family-owned with 29 years of local mortgage expertise.
- We partner with multiple lenders to secure competitive rates.
- We offer free pre-qualification and customized loan analysis.
- Our team provides personalized guidance throughout the mortgage process.
- We maintain long-term client relationships through transparent service.
What people say
Awesome service
Best possible rate
Smooth process
Knowledgeable team
Personalized guidance
Services
Home Purchase Loans
We specialize in home purchase loans tailored to first-time buyers and investors. Our process begins with free pre-qualification, followed by customized loan program comparisons. With access to multiple lenders, we secure competitive rates and terms for conventional, FHA, and VA loans, ensuring alignment with your financial goals and homeownership timeline.
Refinance Loans
Our refinance solutions help homeowners reduce monthly payments, shorten loan terms, or fund home improvements. We conduct detailed rate analyses to determine savings potential, offering fixed and adjustable-rate options. Clients receive personalized guidance through equity assessment, documentation preparation, and closing coordination for streamlined transitions.
FHA Loans
We facilitate FHA-insured loans requiring low down payments and flexible credit requirements. Our team explains FHA program specifics, assists with eligibility assessments, and negotiates terms with approved lenders. This service caters to first-time buyers and those rebuilding financial histories through accessible homeownership pathways.
VA Loans
We provide VA loan expertise for eligible military members and veterans. Our process includes benefit verification, certificate of eligibility assistance, and access to zero-down-payment programs. We advocate for clients during underwriting and ensure compliance with VA-specific appraisal standards to maximize veterans' housing benefits.
Jumbo Loans
Our jumbo loan service addresses financing needs exceeding conforming loan limits. We connect clients with specialty lenders offering competitive rates for luxury properties or high-value transactions. We explain unique documentation requirements and negotiate terms tailored to high-net-worth borrowers' financial profiles.
Questions
What mortgage loan types do you offer?
We provide FHA loans, VA loans, jumbo loans, adjustable-rate mortgages, conforming loans, and specialized programs like HARP and 203K loans.
How does your mortgage process work?
We start with free pre-qualification, analyze your needs, compare lender options, and guide you through rate selection and closing.
Do you serve first-time homebuyers?
Yes, we specialize in educating first-time buyers and offering low-down-payment programs like the 3% Home Possible option.
Can you help with mortgage refinancing?
We offer refinance solutions to lower payments, shorten loan terms, or access home equity with personalized rate analysis.
What areas do you service?
We operate throughout Massachusetts and New Hampshire, with deep local market knowledge and state licensing.
How do I get started?
Request a free pre-qualification letter or refinance analysis online, or contact us directly for personalized mortgage guidance.
