Business Details
We have been fulfilling home ownership dreams since 1988, bringing over 38 years of industry experience to our clients. Founded by David M. Lichtman, our firm has grown from a single suite in Yonkers to a multi-state full-service mortgage brokerage. We take immense pride in having closed over $2 billion in mortgage loans throughout our operational history. Our team is composed of dedicated mortgage leaders including specialized sales, underwriting, and processing support staff. We maintain a rigorous professional standard rooted in persistence, transparency, honesty, and integrity. Our bilingual capabilities allow us to serve a diverse clientele with fluency in both English and Spanish.
We leverage deep expertise gained from serving on bank advisory boards to navigate complex financial landscapes. Our primary objective is always to do the right thing for our borrowers and referral sources. We provide personal attention to every client to ensure significant savings in both time and money. By offering a wide array of mortgage program options, we solve complex financing challenges efficiently. Your satisfaction is our priority as we strive to treat every customer the way we wish to be treated ourselves.
We leverage deep expertise gained from serving on bank advisory boards to navigate complex financial landscapes. Our primary objective is always to do the right thing for our borrowers and referral sources. We provide personal attention to every client to ensure significant savings in both time and money. By offering a wide array of mortgage program options, we solve complex financing challenges efficiently. Your satisfaction is our priority as we strive to treat every customer the way we wish to be treated ourselves.
Highlights and features
- We have over 38 years of operational experience.
- Our team has closed over $2 billion in loans.
- We provide full bilingual support in Spanish.
- Our leadership has served on Bank Advisory Boards.
- We hold active licenses across multiple US states.
Services
Fixed Rate Mortgage
We offer 15, 20, and 30-year fixed-rate mortgage options for stability. These loans are designed for borrowers seeking predictable monthly payments over a set term. Our team ensures clients secure competitive rates to maximize long-term financial savings and home equity growth.
Jumbo Mortgage
Our jumbo mortgage services cater to high-net-worth individuals seeking loans exceeding conforming limits. We provide both agency and non-agency options to accommodate luxury property purchases. Clients benefit from our specialized underwriting expertise to secure funding for high-value real estate investments.
Reverse Mortgage
We provide reverse mortgage solutions for eligible homeowners looking to convert equity into cash. This service is ideal for seniors wanting to supplement their retirement income. Our professional advisors ensure a transparent process to help clients maintain financial independence in their homes.
Construction Loan
Our construction loans, including 203k and Fannie Mae HomeStyle, support new builds and renovations. We assist homeowners in financing the creation or improvement of their primary residence. This service streamlines the building process by combining construction and permanent financing into one.
FHA / VA USDA Loans
We facilitate government-backed loans including FHA, VA, and USDA rural options for eligible borrowers. These programs are designed to increase accessibility for veterans and low-to-moderate income buyers. Our experts guide clients through specific HUD requirements to ensure successful loan approvals.
