Business Details
Your Trusted Mortgage Broker in LaGrange, GA
At Statewide Mortgage, we approach every mortgage transaction with the same care and precision as if it were our own. Founded on principles of integrity and client-first service, we have built a reputation as a trusted mortgage broker serving clients across Georgia, Alabama, Tennessee, Florida, Kentucky, Indiana, Illinois, and Virginia. Our team of licensed professionals brings decades of combined experience in residential mortgage lending, offering a comprehensive range of products including conventional, FHA, VA, USDA, and investment property loans. We prioritize personalized service, ensuring each client receives tailored solutions that align with their unique financial goals. Our commitment extends beyond individual transactionswe actively support local organizations like the March of Dimes and Relay for Life, reinforcing our dedication to community stability.With NMLS licensing (#126113) and state certifications in multiple jurisdictions, we combine regulatory compliance with a passion for helping clients achieve homeownership. Whether purchasing a dream home or refinancing for financial flexibility, our clients benefit from transparent communication, competitive rates, and a streamlined process designed to minimize stress. Our philosophy remains simple: treat every client with respect, provide expert guidance, and deliver results that exceed expectations.
Services
Conventional Mortgages
FHA Mortgages
VA Mortgages
USDA Mortgages
Refinance Options
Investment Property Loans
ARM Loans
Debt-Consolidation Loans
HARP Program
FHA HUD REO $100 Down Program
Highlights and features
- We offer 15+ years of combined experience in residential mortgage lending across multiple states.
- Our team includes NMLS-licensed professionals with expertise in FHA, VA, and USDA loan programs.
- We provide personalized mortgage solutions tailored to individual financial goals and circumstances.
- Our streamlined online application process simplifies prequalification and loan submission.
- We actively support local community organizations through volunteerism and charitable partnerships.
Associations and certifications
- NMLS
- Georgia Licensed Broker 148783
What people say
Honest, professional service
Treated like a person, not a dollar sign
Impeccable service
Made home buying painless
Explained everything clearly
Services
Conventional Mortgages
Conventional mortgages require a minimum 5% down payment with flexible credit requirements. These fixed-rate loans offer predictable monthly payments and are ideal for borrowers with strong credit histories seeking long-term stability.
FHA Mortgages
FHA loans require just 3.5% down with lenient credit scoring. These government-backed mortgages include upfront and monthly mortgage insurance, making homeownership accessible for first-time buyers and those with limited savings.
VA Mortgages
VA loans provide 100% financing for eligible veterans and service members. These mortgages eliminate down payment requirements and monthly mortgage insurance, offering competitive rates with special underwriting guidelines for military families.
USDA Mortgages
USDA loans offer zero down payment options for properties in eligible rural areas. Income restrictions apply, with credit score requirements and mandatory inspections ensuring long-term affordability for qualified borrowers.
Refinance Options
We offer rate-term refinancing to lower payments, cash-out refinancing for equity access, and HARP refinancing for underwater mortgages. These programs help homeowners reduce costs or leverage home equity for financial goals.
People
K. Dee Horton
Branch Manager | Mortgage Loan Originator
A lifelong LaGrange resident with mortgage industry experience since 2006, K. Dee Horton specializes in FHA, VA, USDA, and conventional loan products. Licensed in Georgia and Alabama, she prioritizes client education and tailored mortgage solutions.
Heyward Horton
Mortgage Loan Originator
With 40 years of commercial banking experience, Heyward Horton brings expertise in residential and commercial lending. His background in construction and C&I lending enhances his ability to address complex mortgage needs for diverse clients.
Anna Mobley
Mortgage Loan Originator
A finance graduate from Auburn University, Anna Mobley combines 10+ years of mortgage lending experience with a commitment to timely communication. Licensed in Georgia and Alabama, she focuses on making mortgage processes stress-free for clients.
Kim Lanius
Mortgage Loan Originator
With 22 years in the mortgage industry, Kim Lanius offers deep expertise in loan programs. A lifelong LaGrange resident licensed in three states, she emphasizes personalized service and client satisfaction through her hometown banking experience.
Michelle Hudson
Mortgage Loan Originator
A career transitioner since 2020, Michelle Hudson leverages leadership experience from homeschool community roles. Licensed in Georgia and Alabama, she focuses on guiding clients through seamless home purchase and refinancing journeys.
Questions
What types of mortgage loans does Statewide Mortgage offer?
We provide conventional, FHA, VA, USDA, investment property, and adjustable-rate mortgages (ARMs) with flexible terms to meet diverse client needs.
Can I apply for a mortgage online with Statewide Mortgage?
Yes, we offer a secure online mortgage application and prequalification process for convenience and efficiency.
Do you offer refinancing options for existing homeowners?
We provide rate-term refinancing, cash-out refinancing, and specialized programs like HARP for eligible homeowners seeking to optimize their mortgages.
What are the down payment requirements for different loan programs?
Conventional loans require 5% minimum, FHA loans need 3.5%, VA and USDA loans offer 100% financing, and our FHA HUD REO program allows $100 down with specific eligibility criteria.
Are there special mortgage programs for first-time homebuyers?
Yes, we offer FHA loans with lower down payments, VA loans for veterans, and adjustable-rate mortgages with competitive rates ideal for first-time buyers.
