Business Details
Your Trusted Partner for Mortgage Solutions in Norman, OK
At Oklahoma Premier Mortgage, we prioritize personalized service by treating every client as an individual rather than a statistic. Our team leverages a network of over 100 lenders, including A-rated institutions and specialized hardship lenders, to secure tailored mortgage solutions. With expertise in conventional, FHA, VA, jumbo, and investment property loans, we combine cutting-edge technology with traditional customer service to streamline the lending process. Our local market knowledge and commitment to fast, transparent transactions have established us as a trusted partner in Norman and surrounding areas. We specialize in navigating complex scenarios, from no-documentation loans to multi-family properties, ensuring clients receive optimal financing options.Our hybrid approach balances digital efficiency with face-to-face guidance, fostering long-term relationships built on trust and results. Since our founding, we have focused on empowering homeownership through competitive rates, 30-day digital closings, and proactive communication. Our advisors prioritize client education, offering tools like pre-qualification letters and payment calculators to demystify the mortgage journey. By maintaining partnerships with diverse lenders, we deliver flexibility to meet unique financial situations while upholding strict compliance standards. This client-centric philosophy has driven our reputation as a reliable, community-focused mortgage provider.
Services
Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Investment Property Loans
Refinance
Home Equity Lines
Commercial Loans
Pre-Qualification Service
Digital Closing
Highlights and features
- We treat clients as individuals, not formulas, with personalized loan guidance
- Access to 100+ lenders ensures competitive rates across all loan types
- 30-day digital closing process with hybrid technology and communication
- Specialize in complex scenarios: no-doc, investor, and multi-family loans
- Local market expertise combined with nationwide lending network
Associations and certifications
- NMLS 1054330
Services
Fixed Rate Mortgage
Our fixed-rate mortgages offer consistent interest rates and predictable monthly payments throughout the loan term. Ideal for long-term homeowners seeking financial stability, these loans are available in 10-, 15-, 20-, and 30-year terms with competitive rates. We provide personalized guidance to help clients select optimal loan durations based on their financial goals and market conditions.
FHA Home Loan
FHA-insured loans require lower down payments and credit scores, making homeownership accessible to first-time buyers. We specialize in navigating FHA guidelines to help clients qualify for 3.5% down payment options while ensuring compliance with federal regulations. Our advisors explain mortgage insurance requirements and long-term cost implications.
VA Home Loan
Exclusive VA loans for veterans and active-duty personnel offer zero-down payment options and favorable terms. We verify eligibility through the VA system, explain funding fee exemptions, and streamline the process for service members transitioning to civilian homeownership.
Jumbo Home Loan
For high-value properties exceeding conventional loan limits, our jumbo loans provide tailored financing solutions. We connect clients with specialized lenders offering competitive rates for luxury homes while addressing stricter underwriting requirements for larger loan amounts.
Investment Property Loans
We offer financing options for investors purchasing single-family or multi-family rental properties. Our team explains higher interest rate structures, down payment requirements, and cash flow documentation needed to qualify for investment property mortgages.
Questions
How do I get pre-qualified for a mortgage?
Complete our online pre-qualification form to receive a customized letter outlining your buying range, which we can send directly to your realtor.
What loan types do you offer?
We provide fixed-rate, FHA, VA, jumbo, home equity lines, commercial, and investment property loans with terms from 10 to 30 years.
How quickly can you close a loan?
Our digital tools and streamlined process allow us to close most loans in 30 days or less with proactive communication to prevent delays.
Do you work with first-time homebuyers?
Yes, we specialize in guiding first-time buyers through FHA loans and down payment assistance programs available in Oklahoma.
Can you help with bad credit situations?
We partner with hardship lenders to help clients with credit challenges find mortgage solutions while explaining credit improvement strategies.
What areas do you serve?
We primarily serve Norman, Oklahoma City, and surrounding areas with statewide mortgage solutions for residential and commercial properties.
