Business Details
Your Trusted Mortgage Partner in Yukon, OK
First American Mortgage has been dedicated to simplifying the home financing journey for clients across Oklahoma since its inception. Our team of seasoned mortgage professionals specializes in a comprehensive range of loan programs, including conventional, FHA, VA, USDA, and specialty financing options tailored to diverse financial situations. With a focus on personalized service, we guide clients from pre-qualification through closing, ensuring transparency and clarity at every stage. Our expertise in navigating complex lending requirements, combined with competitive rates and streamlined processes, has earned us a reputation for trustworthiness and excellence. We prioritize client education, empowering homebuyers with the knowledge to make informed decisions. Backed by decades of collective experience in the mortgage industry, we remain committed to delivering customized solutions that align with individual homeownership goals.Our dedication to community extends to supporting first-time buyers and underserved populations through targeted programs like the Section 184 Indian Home Loan Guarantee and Oklahoma Housing Finance Agency initiatives. By maintaining in-house processing and underwriting capabilities, we ensure faster approvals and reduced closing times. Client testimonials consistently highlight our responsiveness, professionalism, and ability to transform what is often a stressful process into a seamless experience. As a division of Bank7, we combine institutional stability with the personalized attention of a boutique lending firm.
Services
Construction to Perm Financing
Conventional Financing
FHA Financing
VA Financing
USDA Financing
Section 184 Loans
Down Payment Assistance
Refinancing
Highlights and features
- We offer competitive rates and fast approvals for all loan types
- Our team provides personalized service from pre-qualification to closing
- We specialize in Oklahoma-specific programs like OHFA down payment assistance
- Our NMLS-certified professionals handle complex cases including VA and Section 184 loans
- We maintain in-house processing for faster closing timelines
Associations and certifications
- NMLS #208913
What people say
Service was great
Trustworthy and professional
Friendly staff
Kept updated throughout
Highly recommend
Services
Construction to Perm Financing
Our Construction-to-Permanent financing streamlines home building with a single loan covering lot purchase, construction, and permanent mortgage. This eliminates multiple closings while offering fixed or adjustable rate options. Ideal for primary or vacation homes, the program requires lot purchase and construction financing through our streamlined process.
Conventional Financing
We offer conventional loans with competitive rates for borrowers with credit scores as low as 620. Our conforming loans up to $806,500 include options for primary residences, second homes, and investment properties. Jumbo loans available for larger financing needs with customized underwriting solutions.
FHA Financing
Our FHA loan program enables homeownership with 3.5% down payments and credit scores starting at 620. We assist applicants through the required FHA appraisal process and handle upfront mortgage insurance premium financing for qualified borrowers.
VA Financing
We specialize in VA loans offering 100% financing for eligible military personnel and veterans. Our team assists with Certificate of Eligibility processing and provides competitive rates up to $806,500 with no private mortgage insurance requirements.
Section 184 Loans
This specialized program offers low down payments (2.25%) for enrolled members of federally recognized tribes. We provide expert guidance through HUD's requirements for on- and off-reservation properties with flexible financing terms.
Questions
What mortgage programs do you offer?
We provide conventional, FHA, VA, USDA, Construction-to-Perm, Section 184, and down payment assistance programs tailored to Oklahoma residents' needs.
Can I qualify with less than perfect credit?
Yes, we offer FHA loans starting at 620 credit score and specialized programs for unique financial situations.
How does the VA loan process work?
We guide veterans through obtaining their Certificate of Eligibility and processing 100% financing VA loans with no PMI requirements.
What are your Oklahoma-specific programs?
We specialize in OHFA down payment assistance and Section 184 loans for Native American applicants with reduced down payment options.
How long does the refinancing process take?
Our typical refinance closing timeline is 30 days from application to funding, with streamlined processes for qualified applicants.
Do you offer construction financing?
Yes, our Construction-to-Permanent loans finance entire home-building projects with a single closing process and consolidated costs.
