Business Details
Your Trusted Mortgage Partner in Oklahoma City
At Cross Timbers Mortgage, our approach begins by prioritizing your unique needs and presenting tailored financing solutions. Specializing in home loans across Oklahoma and Florida, we combine industry expertise with a commitment to education, training, and relationship-building to deliver exceptional value. Our streamlined process emphasizes clear communication, consistent response times, and reliable execution, ensuring a seamless experience from application to closing. With decades of combined experience, our team of certified professionals, including Veterans Lending Specialists, focuses on transparency and personalized service.Whether purchasing a home, refinancing, or consolidating debt, we provide guidance designed to exceed expectations. Our dedication extends beyond transactionswe actively engage in community service and leverage data-driven insights to enhance operational efficiency. By maintaining open dialogue and adhering to strict ethical standards, we aim to be the trusted partner that turns homeownership dreams into reality.
Services
Mortgage Loans
Refinancing
Home Purchase Assistance
Mortgage Education
Loan Processing
Highlights and features
- We offer 30+ years of combined experience in mortgage lending.
- Our team includes Certified Veterans Lending Specialists.
- We provide weekly updates and transparent communication throughout the process.
- Our loan consultants match clients with tailored financing solutions.
- We combine technology with personalized guidance for faster approvals.
What people say
Outstanding job
Smooth closing
Weekly updates
Genuine concern
Stress-free experience
Services
Mortgage Loans
Cross Timbers Mortgage provides customized mortgage loan solutions for homebuyers. Our process combines personalized consultations with streamlined approvals, ensuring competitive rates and terms tailored to individual financial situations. We serve first-time buyers and experienced homeowners across Oklahoma and Florida.
Refinancing
Our refinancing services help homeowners reduce monthly payments, shorten loan terms, or access equity. With expert guidance, we analyze current market conditions and client goals to deliver cost-effective refinancing options for Oklahoma and Florida residents.
Home Purchase Assistance
We simplify home purchases through step-by-step guidance, from pre-approval to closing. Our team educates clients on financing options, coordinates appraisals and underwriting, and ensures timely closings for properties in Oklahoma and Florida markets.
Mortgage Education
Cross Timbers Mortgage offers educational resources to empower informed decision-making. We provide insights on credit management, loan programs, and market trends, helping clients navigate the complexities of homeownership in Oklahoma and Florida.
Loan Processing
Our efficient loan processing includes document collection, underwriting coordination, and condition fulfillment. Using advanced technology, we expedite approvals while maintaining compliance, ensuring a smooth experience for Oklahoma and Florida homebuyers and refinancers.
People
Chad D Caplinger
President
Chad has 30+ years in finance, is a Certified Veterans Lending Specialist, and served in the U.S. Navy. He prioritizes education and clear communication to build strong client relationships.
Robert Griffith
Loan Consultant
Robert transitioned from healthcare to mortgage consulting after 20 years, leveraging his BS/DC degree. A U.S. Army Reserve veteran, he focuses on matching clients with suitable home loan solutions.
Kim Caplinger
Operations Manager
Kim brings 25+ years in public policy and holds an MBA. She streamlines operations and data analysis while leading community initiatives and life groups at Life.Church.
Debbie Gage
Production Team Lead
Debbie has 7+ years in mortgages and 20+ in real estate. She emphasizes client satisfaction through hands-on support during the homebuying process, enjoying beach vacations and family time.
Questions
What areas does Cross Timbers Mortgage serve?
We specialize in mortgage services across Oklahoma and Florida, providing home loans and refinancing options tailored to local market conditions.
How long does the mortgage approval process take?
Our streamlined process typically secures loan commitments quickly, with closing timelines depending on document submission and underwriting requirements.
Do you offer VA loans for veterans?
Yes, we provide VA loans through Certified Veterans Lending Specialists who understand the unique needs of military service members and veterans.
Can I get pre-approved for a mortgage online?
Yes, start by filling our online pre-approval form. A loan consultant will contact you within 24 hours to discuss your financing options.
What loan programs are available for first-time homebuyers?
We offer FHA loans, conventional mortgages, and state-specific programs with competitive rates and down payment assistance options for first-time buyers.
