Business Details
11 Years
experience
Your Trusted Mortgage Partner in Schertz, TX
Triton Group at Legacy Mutual Mortgage, based in San Antonio, Texas, has nearly 20 years of combined experience in mortgage lending. We specialize in FHA, VA, Conventional, and USDA Home Loans for primary residences, as well as Construction Loans, Home Equity Refinances, and Non-Conforming Products. Our in-house underwriting, processing, and closing capabilities streamline the loan process, ensuring transparency and efficiency.We prioritize superior customer service, offering bilingual support seven days a week and free credit assessments to guide clients toward homeownership. Our teams expertise in navigating complex loan programs and commitment to timely closings have earned us a reputation for reliability and trustworthiness in the mortgage industry.
Services
FHA Loans
VA Loans
Conventional Loans
USDA Loans
Home Equity Refinance
Construction Loans
Jumbo Loans
Texas Vet Loans
Non-Conforming Loans
Mortgage Refinancing
Details
- Year established: 2015
Highlights and features
- We offer in-house underwriting, processing, and closing for faster loan approvals.
- Our bilingual team provides support seven days a week for urgent needs.
- Free credit assessments help clients improve eligibility for home loans.
- Over 15 years of average experience among loan counselors in mortgage lending.
- We specialize in tailored loan programs for first-time buyers and investors.
What people say
Superior customer service
Quick response times
Knowledgeable team
Stress-free process
Timely closings
Services
FHA Loans
FHA Loans provide low-down-payment options for first-time homebuyers. These government-backed mortgages require as little as 3.5% down and offer competitive interest rates. Triton Group guides clients through the FHA loan process, ensuring eligibility and affordability for diverse financial backgrounds.
VA Loans
VA Loans offer 100% financing for eligible veterans and service members. Triton Group specializes in VA loan programs, leveraging military service benefits to provide no-down-payment options and reduced closing costs for qualified applicants.
Construction Loans
Construction Loans fund custom home builds with flexible terms. Triton Group offers one-time-close and two-time-close options, simplifying the transition from construction to permanent financing for primary and investment properties.
Home Equity Refinance
Home Equity Refinances allow homeowners to access property equity for renovations, debt consolidation, or investments. Triton Group provides tailored refinance options with competitive rates and clear disclosure of terms and fees.
Non-Conforming Loans
Non-Conforming Loans cater to unique financial scenarios, including asset depletion and foreign national borrowers. Triton Group offers flexible underwriting guidelines and competitive terms for clients who dont qualify for standard mortgage programs.
People
Mario Galdos
Team Leader / Sr. Loan Officer
Mario Galdos founded Triton Group in 2015 after adapting to market changes post-2008. With expertise in FHA, VA, and construction loans, he has helped thousands achieve homeownership. He prioritizes client education and timely closings.
Darien Galdos
Home Loan Partner
Darien Galdos leverages customer service experience to simplify homebuying. He assists with loan applications and documentation, ensuring clients feel confident throughout the process. His focus is on upfront communication and seamless transitions to processing.
Rosa Galdos
Concierge
Rosa Galdos, a top-producing real estate agent for 15 years, provides market expertise and personalized support. Her hands-on approach addresses client questions, easing nervous first-time buyers through the purchase process with calm professionalism.
Connie Garza
Operations Manager
Connie Garza oversees contract-to-close operations, ensuring consistent updates and communication. Her team provides weekly written progress reports and proactive check-ins to maintain transparency and client confidence during loan processing.
Andrea Garza
Contract to Close Specialist
Andrea Garza supports clients from processing to closing with regular updates and dedicated service. Her role emphasizes clear communication and timely resolution of documentation requirements to streamline the mortgage journey.
Questions
What loan programs does Triton Group offer?
We offer FHA, VA, Conventional, USDA, Jumbo, Construction, Home Equity Refinance, and Non-Conforming Loans. Our team helps clients choose the best program based on their financial situation and homeownership goals.
How long does the mortgage process take?
The average process takes 30-45 days. In-house underwriting and processing expedite approvals, with some clients closing in as few as 15 days depending on documentation and loan complexity.
Do you offer refinancing options?
Yes, we provide rate-and-term refinances, cash-out refinances, and Texas Vet Loans. Our team evaluates your current mortgage to identify savings opportunities through lower rates or equity access.
Are there benefits for first-time homebuyers?
We offer Heroes for Homes programs, down payment assistance, and educational resources for first-time buyers. Our counselors provide free credit assessments to improve eligibility and affordability.
How can I apply for a mortgage?
Apply online via our website, call us at (210) 476-5523, or visit our Schertz, TX office. We require basic income and asset documentation, and our team guides you through each step post-application.
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