Business Details
Your Trusted Mortgage Partner in New Braunfels, TX
At Bluebonnet Mortgage, we prioritize individualized service, treating every client as a unique case rather than fitting them into standardized banking formulas. Our approach combines common sense with access to a diverse network of over 100 investors, including A-rated lenders and specialized hardship lenders, to secure competitive rates across all loan categories. We specialize in conventional, jumbo, FHA, VA, and commercial mortgages, offering flexible terms from 10 to 30 years, including fixed-rate and adjustable-rate options.Our expertise extends to accommodating diverse financial situations, whether clients require full documentation, no documentation, investor loans, or multi-family property financing. We are committed to guiding clients through the complexities of home purchase or refinancing, ensuring personalized solutions that align with their specific needs and goals.
Services
FHA Loans
VA Loans
Refinancing
Jumbo Loans
Commercial Mortgages
Home Equity Lines
Adjustable Rate Mortgages
Investor Loans
Multi-Family Financing
Hardship Lending
Highlights and features
- We treat clients as individuals, not formulas
- Access to 100+ lenders for competitive rates
- Specialize in common-sense loan solutions
- Offer 10+ loan program types including FHA/VA
- Provide no-obligation loan consultations
Associations and certifications
- NMLS #1786138
What people say
Locked into a great rate
No-obligation consultation
Individualized approach
Competitive rates
Streamlined process
Services
FHA Loans
Federal Housing Administration loans offer accessible homeownership options with lower down payments and flexible credit requirements. Ideal for first-time buyers, these loans provide 3.5% down payment options with competitive rates. Our team specializes in streamlining FHA loan approvals while maintaining compliance with federal regulations.
VA Loans
Exclusive mortgage solutions for eligible military personnel and veterans featuring zero down payment requirements. We leverage Department of Veterans Affairs guidelines to maximize benefits while minimizing out-of-pocket costs. Our specialists guide clients through entitlement verification and certificate of eligibility processes.
Refinancing
Strategic loan refinancing to reduce monthly payments or secure fixed-rate stability. We analyze current market conditions against client financial profiles to determine optimal refinance timing. Services include cash-out refinancing and streamline options for existing VA/FHA borrowers.
Jumbo Loans
Non-conforming mortgage solutions for high-value properties exceeding conventional loan limits. Our portfolio lenders offer customized terms for luxury homes and investment properties. We provide specialized underwriting for borrowers with complex income structures or unique asset portfolios.
Hardship Lending
Tailored mortgage programs for borrowers with credit challenges or non-traditional financial situations. We work with private lenders to create customized repayment plans and documentation alternatives. Our approach focuses on current financial capacity rather than past credit events.
People
Linda
Loan Officer
Experienced mortgage professional specializing in personalized loan solutions. Committed to helping clients achieve homeownership through transparent guidance and tailored financing options.
Questions
What mortgage programs do you offer?
We provide FHA, VA, conventional, jumbo, commercial, and specialty loans including adjustable-rate mortgages and investor property financing options.
Can I refinance with bad credit?
Our private lender network offers flexible refinancing options for borrowers with credit challenges or unique financial circumstances.
How quickly can I get pre-approved?
Complete our 30-second online form for a no-obligation consultation, with pre-approval decisions typically available within 24 hours.
Do you offer down payment assistance?
We connect qualified borrowers with local and federal down payment assistance programs alongside our standard loan offerings.
What areas do you serve?
While based in New Braunfels, TX, we provide mortgage services to clients across Texas and select national markets through our investor network.
