Business Details
40 Years
experience
Your Trusted Mortgage Partner in Dallas, TX
Since 1986, PrimeLending, A PlainsCapital has been dedicated to helping families achieve homeownership through personalized mortgage solutions. Our team of experienced loan officers offers over 400 mortgage programs tailored to individual needs, combining local market expertise with a streamlined digital process. We prioritize transparency, integrity, and customer-centric service, guiding clients from application to closing with a commitment to putting people first.Our proven track record of excellence is reflected in 5-star reviews from satisfied customers who highlight our compassionate support during complex home-building and refinancing journeys. As a PlainsCapital Company, we leverage national resources while maintaining a community-focused approach to deliver reliable, innovative mortgage services.
Services
Home Equity Loans
Fixed-Rate Mortgages
Adjustable-Rate Mortgages
Conventional Loans
Jumbo Loans
FHA Loans
VA Loans
USDA Loans
New Construction Loans
Down Payment Assistance
Details
- Year established: 1986
Highlights and features
- We offer over 400 mortgage programs tailored to individual financial situations.
- Our local loan officers provide market-specific expertise and personalized guidance.
- We maintain a transparent, digital-friendly process for secure application management.
- Our team has served homeowners since 1986 with a commitment to integrity and service.
- We receive 5-star reviews for compassionate support during complex mortgage journeys.
Associations and certifications
- NMLS
What people say
Exceptional service
Personalized guidance
Unwavering support
Integrity
Commitment to client success
Services
Home Equity Loans
Home equity loans allow homeowners to access cash using their property's value as collateral. This lump sum can be used for education, renovations, debt consolidation, or unexpected expenses. Our flexible terms ensure manageable monthly repayments while maintaining homeownership benefits.
Fixed-Rate Mortgages
Fixed-rate mortgages provide predictable monthly payments with interest rates that remain constant over 15- or 30-year terms. Ideal for financially stable buyers seeking long-term budget certainty, these loans offer protection against market fluctuations and simplified financial planning.
VA Loans
VA loans offer military members, veterans, and families zero down payment requirements and no private mortgage insurance. Backed by the Department of Veterans Affairs, these programs provide favorable terms and flexible qualification standards to honor service members' homeownership needs.
New Construction Loans
New construction loans finance custom home builds through a two-phase process: initial construction funding followed by a refinance upon completion. These specialized loans accommodate project timelines while ensuring competitive rates and structured payment transitions to permanent financing.
Down Payment Assistance
Down payment assistance programs reduce upfront costs with options requiring as little as 3% down. Designed for budget-conscious buyers, these initiatives combine lower initial investments with flexible credit requirements to make homeownership accessible without compromising loan quality.
Questions
How do I apply for a mortgage with PrimeLending, A PlainsCapital?
Start by applying online or contacting a local loan officer. Provide financial documentation, get pre-approved, and work with our team to select the best loan program for your needs.
What mortgage options are available for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans with flexible terms, and down payment assistance programs specifically designed for first-time buyers.
How long does the mortgage approval process take?
The process typically takes 30-45 days, depending on documentation completeness, appraisal timing, and underwriting requirements for your selected loan program.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term refinancing to lower payments, cash-out refinancing to access equity, and specialized programs for improved loan terms or financial goals.
What documents are required for mortgage approval?
Standard requirements include proof of income, tax returns, bank statements, identification, and property details. Our loan officers will guide you through specific documentation needs.
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