Business Details
17 Years
experience
Trusted Mortgage Solutions in Austin, TX
Efinity Mortgage was founded on the principle that obtaining a mortgage should be a straightforward and transparent process. Since our launch in 2009, we have prioritized clear communication, personalized support, and a client-first approach to lending. Our team combines industry expertise with a commitment to simplifying the mortgage journey for homebuyers, refinancers, and investors. Over the years, we have expanded our operations nationwide, opening new branches and enhancing our underwriting capabilities to better serve diverse financial needs.Our milestones reflect a dedication to innovation, including the development of in-house non-QM underwriting processes and partnerships that strengthen our service offerings. We maintain a focus on trust, ethical practices, and empowering clients to make informed decisions about their most significant financial investments.
Services
Purchase Loans
Refinance
Construction Loans
Specialty Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
First-Time Buyer Programs
Details
- Year established: 2009
Highlights and features
- We offer over 15 years of combined leadership experience in mortgage lending.
- Our in-house underwriting ensures faster approvals for unique lending scenarios.
- We provide tailored loan options for first-time buyers, investors, and self-employed individuals.
- Our team maintains transparent communication throughout the entire mortgage process.
- We operate with NMLS-certified compliance and state-specific licensing nationwide.
Associations and certifications
- FHA Non-Supervised Lender
- VA Approved Lender
- USDA Approved Lender
What people say
Highly knowledgeable
Smooth process
Great effort
Easy to work with
Kept us informed
Services
Purchase Loans
Our purchase loans cater to first-time buyers, upgraders, and investors. We offer competitive rates and flexible terms for primary residences, second homes, and investment properties. Clients benefit from expert guidance and streamlined approvals to secure their ideal home.
Refinance
Refinance options help reduce monthly payments, tap into equity, or adjust loan terms. We simplify the process with clear communication and tailored solutions for rate-and-term or cash-out refinancing needs across various property types.
Construction Loans
We provide financing for land acquisition, construction, and permanent mortgages in a single streamlined process. Our construction loans support custom homebuilding projects with expert support from application through completion.
FHA Loans
FHA loans offer low down payments and flexible credit requirements for first-time buyers or those with limited credit history. We guide clients through this government-backed program to achieve homeownership with reduced upfront costs.
VA Loans
VA loans provide zero-down financing and competitive rates for eligible veterans and active-duty personnel. We specialize in maximizing these benefits with no mortgage insurance requirements and limited closing cost restrictions.
People
Wes Hardman
CEO
Wes Hardman leads Efinity Mortgage with a focus on empowering teams and clients through ethical lending practices. He drives innovation in mortgage solutions while maintaining core values of trust and client advocacy.
Shelley Wilson
Vice President of Operations
Shelley Wilson oversees operational excellence at Efinity Mortgage. She ensures efficient processes and compliance while supporting the company's growth and client service standards.
Rolando Nandin
Loan Officer
Rolando Nandin specializes in San Antonio mortgage solutions. He provides personalized support and transparent guidance to help clients navigate home purchases and refinancing with confidence.
Craig Tatum
Loan Officer
Craig Tatum assists Texas clients with mortgage needs. He simplifies financing through clear communication and tailored loan options for first-time buyers and experienced homeowners.
Brayam Arguelles
Loan Officer
Brayam Arguelles serves Arizona clients with a focus on stress-free mortgage transactions. He combines local market knowledge with industry expertise to support homeownership goals during challenging circumstances.
Questions
What mortgage loan options do you offer?
We provide conventional, FHA, VA, USDA, jumbo, and specialty loans for purchase, refinance, and construction needs across residential property types.
How does your mortgage application process work?
Our five-step process includes application submission, initial processing, home appraisal, final processing, and approval. We collect all required documents upfront to ensure smooth transactions.
Do you offer first-time homebuyer programs?
Yes, we offer down payment assistance programs and flexible qualification options specifically designed for first-time buyers and low-to-moderate income borrowers.
Can I refinance my existing mortgage?
Yes, we offer rate-and-term refinancing to lower payments and cash-out options to access home equity, with competitive rates and streamlined processes.
Are you licensed in my state?
We hold active licenses in Texas, Arizona, California, Florida, and 15+ other states, with NMLS certification #1043983 and FHA/VA/USDA approvals.
