Business Details
Your Trusted Mortgage Partner in Hauppauge, NY
Mainstay Mortgage Corp is dedicated to providing tailored mortgage solutions that meet the unique needs of each borrower. With a comprehensive understanding of the mortgage industry, we offer a wide range of loan products including FHA, VA, USDA, Conventional, and Jumbo loans, as well as specialized programs for foreign nationals, tax ID holders, and reverse mortgages. Our team prioritizes transparency, ensuring no hidden fees and consistently offering the lowest market rates available. We leverage advanced financial tools to simplify the mortgage process, empowering clients to make informed decisions.Our experience in assisting first-time buyers with unconventional credit profiles and guiding investors through complex transactions underscores our commitment to personalized service. As a registered mortgage broker in New York, Florida, and Texas, we uphold the highest standards of professionalism and integrity, ensuring every client receives expert guidance from application to closing.
Services
Home Purchase Loans
Refinancing
Commercial Loans
Renovation Loans
Reverse Mortgages
Specialty Programs
Pre-Qualification
Loan Applications
Payment Scheduling
Mortgage Calculators
Highlights and features
- We offer competitive mortgage rates with no hidden fees.
- Our team provides personalized guidance through the loan process.
- We specialize in diverse loan options including FHA, VA, and Conventional loans.
- Experienced in assisting first-time homebuyers with unique credit situations.
- Registered in multiple states with a commitment to transparency and customer satisfaction.
Associations and certifications
- NMLS (National Mortgage Licensing System)
What people say
Personalized service
Expert guidance
Successful mortgage approvals
Competitive rates
Patient assistance
Services
Home Purchase Loans
We provide FHA, VA, USDA, and Conventional loans for home purchases, tailored to first-time buyers, investors, and those with unique credit profiles. Our process simplifies qualification while ensuring competitive rates and transparent terms for primary residences and investment properties.
Refinancing
Our refinancing options help homeowners reduce monthly payments, eliminate PMI, or consolidate debt. We offer rate-and-term refinances and cash-out solutions for conventional properties, investment portfolios, and high-balance mortgages, ensuring alignment with individual financial goals.
Commercial Loans
We specialize in financing for commercial properties, including multi-unit buildings, warehouses, offices, and mixed-use spaces. Our programs support purchases, renovations, and investments with flexible terms tailored to business owners and real estate investors.
Renovation Loans
Our renovation loans finance property upgrades, fixer-upper purchases, and pool installations. These programs combine purchase or refinance funds with renovation costs, enabling homeowners to enhance property value and livability under a single mortgage.
Reverse Mortgages
We offer reverse mortgages for homeowners aged 62+ to convert equity into tax-free income. These loans eliminate monthly payments while allowing seniors to remain in their homes, with options for lump sums, lines of credit, or structured payments.
Questions
What mortgage loan types do you offer?
We offer FHA, VA, USDA, Conventional, Jumbo, Commercial, Renovation, and Reverse Mortgages, along with specialty programs for foreign nationals and tax ID holders.
How can I pre-qualify for a mortgage?
Use our online pre-qualification tool or contact us directly to provide basic financial information and receive an estimate of your borrowing capacity.
Do you assist first-time homebuyers?
Yes, we specialize in first-time buyer programs with low down payments, including 100% financing options and credit-building support for unconventional profiles.
What areas do you serve?
We operate as a registered mortgage broker in New York, Florida, and Texas, serving clients nationwide through third-party loan arrangements.
How does refinancing work?
Refinancing replaces your current mortgage with a new loan, potentially lowering rates, reducing payments, or accessing equity. We guide you through rate locks, appraisals, and closing.
