Business Details
29 Years
experience
Your Trusted Community Bank in Hiawatha, IA
Since 1997, Hiawatha Bank & Trust has served as a locally owned community bank dedicated to meeting the financial needs of residents and businesses in Hiawatha, Marion, Cedar Rapids, and surrounding areas. Our mission focuses on being the best community bank by combining modern financial services with the personalized approach of local decision-making. We prioritize building long-term relationships, offering tailored products, and ensuring every customer receives honest, confidential service. Our team of banking professionals specializes in personal and business banking solutions, including checking and savings accounts, certificates of deposit, mortgage loans, and commercial lending.We emphasize convenience through online and mobile banking while maintaining in-person service at our branches. Our commitment to community extends to supporting local initiatives and understanding the unique needs of our clients. With 24/7 ATM access and flexible branch hours, we provide accessibility without compromising personalized attention. We believe in treating customers as friends, not just account numbers, and strive to deliver financial solutions that align with their evolving lives. Our track record of local expertise and customer-centric philosophy positions us as a trusted partner for individuals and businesses alike.
Services
Checking Accounts
Savings Accounts
Certificates of Deposit
Mortgage Loans
Business Checking
Online Banking
Merchant Services
Personal Loans
Construction Loans
Details
- Year established: 1997
Highlights and features
- We offer locally tailored financial solutions with on-site decision-making.
- Our team provides personalized service for personal and business banking needs.
- We combine modern technology with community banking values.
- We maintain 24/7 ATM access and flexible branch hours.
- Our expertise spans mortgage loans, business accounts, and investment products.
Services
Checking Accounts
Hiawatha Bank & Trust offers multiple personal checking options designed for everyday financial needs. Our accounts provide easy access to funds through debit cards, online banking, and branch services. Customers benefit from competitive features like interest-bearing options and no hidden fees.
Mortgage Loans
We provide comprehensive mortgage solutions for first-time buyers and experienced homeowners. Services include purchase loans, refinancing, and construction financing with personalized guidance throughout the process. Our local underwriting ensures faster decisions tailored to individual circumstances.
Business Checking
Our business checking accounts cater to companies of all sizes with features like tiered pricing and merchant services integration. We combine large-bank capabilities with small-bank service, offering local decision-making for business loans and cash management solutions.
Certificates of Deposit
CDs at Hiawatha Bank & Trust offer secure, fixed-rate returns for savers. Terms range from short to long-term investments with predictable earnings. This service helps customers grow savings while maintaining FDIC insurance protection.
Online Banking
Our digital platform enables 24/7 account management including bill pay, mobile check deposit, and transaction tracking. Security features protect user data while providing convenient access to financial tools. This service complements in-person banking with added flexibility.
Questions
What types of personal banking accounts do you offer?
We provide checking, savings, money market accounts, and certificates of deposit with options for various financial needs.
Can I apply for a mortgage loan online?
While applications require in-person verification, our website provides detailed mortgage information and pre-approval options.
What business banking services are available?
We offer business checking, savings accounts, merchant services, and commercial loans tailored to local businesses.
Do you have 24-hour account access?
Yes, our ATMs provide 24/7 access, and online banking is available anytime for transaction management.
What areas do you serve?
We primarily serve Hiawatha, Marion, Cedar Rapids, and surrounding communities in Iowa.
