Business Details
Trusted Mortgage Brokers in Urbandale, IA
Home Services Lending has been dedicated to providing innovative financing solutions that positively impact lives and strengthen communities since its inception. Our team of professional mortgage consultants combines deep industry expertise with cutting-edge technology to deliver personalized guidance throughout the loan process. We specialize in a comprehensive suite of mortgage programs, including First-Time Home Buyer Loans, Refinance Options, and unique products like Buyer Advantage and Rapid Close, designed to give clients a competitive edge.With a strong commitment to customer satisfaction, we maintain an average client rating of 4.88/5.00 while adhering to strict ethical standards as an Equal Housing Opportunity provider. Our localized expertise spans Iowa and Nebraska, supported by national resources to meet diverse homeowner needs.
Services
First-Time Home Buyer Loans
Refinance Options
Mortgage Calculators
Buyer Advantage Programs
Rapid Close Loans
Highlights and features
- Professional mortgage consultants with personalized guidance
- Full suite of mortgage programs for all buyer needs
- Rapid Close technology for accelerated processing
- Community-focused lending approach with local expertise
- 4.88/5.00 average client satisfaction rating
Associations and certifications
- NMLS ID #490683
What people say
Excellent service
Competitive rates
Quick processing
Professional consultants
Community-focused
Services
First-Time Home Buyer Loans
Specialized mortgage programs designed for first-time homebuyers with low down payment options and competitive rates. Our expert consultants provide personalized guidance through the entire purchase process. These loans include unique benefits like our Buyer Advantage program to strengthen purchase offers.
Refinance Options
Comprehensive refinancing solutions to help homeowners reduce monthly payments, shorten loan terms, or access home equity. We offer both rate-and-term refinancing and cash-out options with streamlined digital processing. Our consultants analyze current mortgage terms to identify potential savings opportunities.
Rapid Close Loans
Accelerated mortgage processing technology that significantly reduces closing timelines. This service combines automated underwriting with dedicated support to expedite loan approval and funding. Ideal for buyers needing swift property acquisition while maintaining full compliance with lending standards.
Mortgage Calculators
Interactive digital tools to help clients estimate monthly payments, compare loan scenarios, and understand affordability. These calculators include purchase price projections, down payment requirements, and refinance savings analysis. Available 24/7 through our website for self-guided planning.
Buyer Advantage Program
Unique program providing pre-approved buyers with competitive edge in multiple-offer situations. Includes enhanced pre-qualification verification and expedited processing. Designed to increase offer acceptance rates while maintaining strict financial responsibility standards for sustainable homeownership.
People
Tim W. Wilson
President and CEO
Leading Home Services Lending with vision combining technology and lending expertise to create exceptional customer experiences. Overseeing strategic growth while maintaining commitment to community impact and innovation.
Jason Froehlich
President and CEO
Responsible for driving organizational excellence in mortgage services delivery. Focused on maintaining high customer satisfaction ratings while expanding access to quality financing solutions across our service areas.
Tracy Perry
Mortgage Consultant
Experienced mortgage professional providing personalized guidance through loan processes. Specializes in helping clients understand mortgage options and achieving successful home financing outcomes.
Doug Buchholz
Mortgage Consultant
West Des Moines-based expert offering local market knowledge combined with national lending resources. Committed to making the mortgage process transparent and stress-free for homebuyers.
Dan Buchholz
Mortgage Consultant
Urbandale-based mortgage specialist providing personalized financing solutions. Focuses on building long-term client relationships through exceptional service and mortgage education.
Questions
What loan programs do you offer for first-time homebuyers?
We provide specialized First-Time Home Buyer Loans with options for low down payments and unique programs like our Buyer Advantage to help new buyers compete effectively.
How does your mortgage application process work?
Our streamlined process includes online pre-qualification, personalized consultation with mortgage experts, and digital document submission with real-time status tracking.
Can you help with mortgage refinancing?
Yes, we offer comprehensive refinance options including rate-and-term refinancing and cash-out refinancing to help homeowners optimize their mortgage terms.
What makes your services different from other lenders?
Our combination of local expertise, rapid close technology, and personalized service delivers a superior experience with average client ratings above 4.88/5.00.
In which states do you operate?
We are licensed to provide mortgage services in Iowa and Nebraska, serving clients through both local offices and our national network.
