Business Details
19 Years
experience
Your Trusted Mortgage Partner in Kaneohe, HI
Established in 2007 during one of the most challenging periods in the mortgage industry, B & B Mortgage Solutions has built a reputation for resilience and client-focused service. Our team of licensed professionals prioritizes personalized attention, tailoring mortgage solutions to meet the unique needs of each borrower. By combining local values with industry expertise, we guide clients through the lending process with transparency and education. Our commitment to treating every client like family has earned us recognition as one of Hawaii's top mortgage companies. We specialize in both conventional and innovative financing structures, ensuring accessibility for first-time homebuyers and seasoned investors alike.With a focus on long-term relationships, we strive to simplify the mortgage process while maintaining the highest standards of fiduciary responsibility. Our track record of closing loans efficiently and reliably reflects our dedication to client satisfaction. Located in Kaneohe, we serve communities across Hawaii, leveraging our deep understanding of local real estate markets. Through continuous adaptation to industry changes, we remain a trusted partner in achieving homeownership goals.
Services
Mortgage Brokerage
Home Loan Products
Refinancing Services
First-Time Homebuyer Loans
Custom Financing Solutions
Details
- Year established: 2007
Highlights and features
- We offer tailored mortgage solutions for every borrower profile.
- Our team provides personalized guidance through the entire lending process.
- We specialize in both conventional and innovative financing structures.
- We maintain a proven track record of timely loan closings since 2007.
- Our local expertise serves Hawaii's unique real estate market needs.
What people say
Terrific terms
Closed loans on time
Easy process
Trust completely
Huge step forward
Services
Mortgage Brokerage
Our mortgage brokerage connects borrowers with optimal loan products through extensive lender networks. We evaluate individual financial situations to recommend conventional, FHA, VA, or jumbo loans. With personalized rate comparisons and application support, we streamline the home financing process for purchase or refinance transactions.
Custom Financing Solutions
We develop tailored financing strategies for unique real estate scenarios, including investment properties and non-traditional income verification. Our out-of-the-box solutions accommodate self-employed borrowers, foreign nationals, and complex asset portfolios while maintaining compliance with industry regulations.
First-Time Homebuyer Loans
This service provides education and access to low-down-payment programs for first-time purchasers. We guide clients through down payment assistance options, credit qualification requirements, and mortgage tax benefits specific to Hawaii's housing market.
Refinancing Services
Our refinancing experts analyze current mortgage terms to identify savings opportunities through rate reduction, term adjustment, or cash-out options. We specialize in streamlining the refinance process while maintaining competitive pricing for Hawaii property owners.
Home Loan Products
We offer comprehensive residential loan products including fixed-rate, adjustable-rate, and government-backed mortgages. Our portfolio covers primary residences, second homes, and rental property financing with dedicated support for Hawaii's diverse homeowner demographics.
People
Bobby Chow
Partner/Mortgage Broker
With over 15 years in mortgage brokerage, Bobby Chow specializes in Hawaii's local market nuances. He focuses on building long-term client relationships through transparent communication and tailored financing strategies.
Bradley Shinagawa
Partner/Mortgage Broker
Bradley Shinagawa brings extensive experience in conventional and government loan programs. He prioritizes client education to simplify complex mortgage processes while maintaining strict fiduciary standards.
Jacque Viloria
Mortgage Broker
Jacque Viloria specializes in first-time homebuyer programs and down payment assistance. Her approach emphasizes clear communication and matching clients with sustainable mortgage solutions.
Questions
What mortgage products do you offer?
We provide conventional, FHA, VA, jumbo, and specialized investment property loans tailored to Hawaii's unique real estate market.
Do you work with first-time homebuyers?
Yes, we specialize in first-time buyer programs with low down payment options and down payment assistance guidance.
Are you licensed to operate in Hawaii?
We hold multiple NMLS licenses (including #280673) and have served Hawaii homeowners since 2007.
How do you handle complex financing situations?
Our team develops custom solutions for non-traditional income verification, foreign nationals, and unique property types.
Can you assist with refinancing existing mortgages?
Yes, we analyze current loans to identify savings through rate reduction, term adjustment, or cash-out refinancing options.
