Business Details
Your Trusted Hawaii Mortgage Broker for Personalized Loan Solutions
At Hawaii Mortgage Experts, our mission is to simplify the mortgage process for clients while offering tailored mortgage solutions. We listen to your specific needs and custom-design mortgage options that align with your financial goals. With a complete product mix including VA, Jumbo, FHA, USDA, and Conventional loan types, combined with numerous lender options, we are positioned to offer all loan types without being constrained to a single bank. Our in-house processing staff provides excellent customer service and quick turnaround times for all financing needs. We pride ourselves on excellent communication and easy accessibility when clients need us.Our experienced team is committed to helping you reach your homeownership goals, whether you're a first-time buyer or an experienced investor. We focus on putting your needs first, offering personalized rates and fees to suit your unique situation. Our local expertise in Hawaii's mortgage market ensures you receive guidance specific to your community. We specialize in FHA, VA, USDA, and jumbo loans, along with investment property financing and refinance options. Our team of certified loan officers brings decades of combined experience to every client interaction.
Services
Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Rehab Loan
USDA Loan
Jumbo Home Loan
First Time Home Buyer
Low Down Payment
Investment Property Loans
Refinance
Highlights and features
- We have a full in-house processing staff for efficient mortgage service
- Our team offers personalized mortgage solutions tailored to individual needs
- We provide access to multiple loan types including FHA, VA, USDA, and jumbo loans
- Our local Hawaii mortgage experts understand regional market requirements
- We maintain excellent communication throughout the entire loan process
Associations and certifications
- NMLS
Services
Fixed Rate Mortgage
Our fixed rate mortgages offer consistent interest rates and payments throughout the loan term. This provides financial predictability for homeowners in Hawaii's unique market. Our experts help clients choose between 15, 20, or 30-year terms based on their financial goals and circumstances.
VA Home Loan
We specialize in VA loans for veterans and active military personnel. These $0 down payment options provide accessible homeownership opportunities. Our team guides clients through the VA loan process, including eligibility verification and certificate of qualification requirements.
USDA Loan
USDA loans enable home purchases in eligible rural and suburban areas with no money down. Our specialists help clients determine property eligibility and navigate income requirements. We provide guidance on USDA loan terms and application processes.
Refinance Services
Our refinance options help homeowners lower monthly payments or access home equity. We offer rate-and-term refinancing and cash-out options. Our team analyzes current mortgage terms versus market rates to determine potential savings opportunities for Hawaii homeowners.
First Time Home Buyer
We provide specialized guidance for first-time homebuyers in Hawaii. Our services include prequalification assistance, down payment options, and loan program comparisons. Our experts explain mortgage terminology and help navigate the entire home buying process from application to closing.
People
Deanna Butler
President
With extensive mortgage industry experience, Deanna Butler leads our team as President. She ensures our commitment to personalized service while maintaining operational excellence. Her leadership focuses on client satisfaction and mortgage process innovation.
Don Butler
CEO
As CEO, Don Butler provides strategic direction for Hawaii Mortgage Experts. With decades in the mortgage industry, he focuses on maintaining our local expertise while expanding service capabilities. His leadership emphasizes ethical lending practices and client education.
Gavin Burelson
Loan Officer
Gavin Burelson brings specialized mortgage knowledge to our clients. He helps homeowners find suitable loan options while explaining complex mortgage concepts in accessible terms. His approach focuses on long-term financial benefits and client education.
Maximus Johnston
Loan Officer
Maximus Johnston provides personalized mortgage guidance to Hawaii residents. He specializes in matching clients with appropriate loan programs based on their financial situations. His service includes detailed mortgage analysis and ongoing support throughout the loan process.
Jacob Chan
Loan Officer
Jacob Chan offers expert mortgage advice to homebuyers and refinancers. He specializes in explaining loan terms and helping clients understand their financial commitments. His service includes prequalification assistance and mortgage process navigation.
Questions
What mortgage loan types do you offer in Hawaii?
We offer FHA, VA, USDA, jumbo, conventional, rehab, and first-time homebuyer loans with various down payment options.
Can I get prequalified for a mortgage online?
Yes, we offer secure online prequalification with personalized rates and fees tailored to your financial situation.
Do you offer mortgage refinancing options?
We provide rate-and-term refinancing and cash-out refinancing options to help lower payments or access home equity.
Are there special programs for first-time homebuyers?
Yes, we offer specialized programs with low down payment options and guidance for first-time homebuyers in Hawaii.
How does your mortgage process work?
Our process includes consultation, prequalification, loan application, processing, underwriting, and closing with continuous client support.
Can veterans get special mortgage benefits?
Yes, we offer VA loans with $0 down payment options for eligible veterans and active military personnel.
