Business Details
Trusted Mortgage Brokers in Honolulu, Hawaii
Hawaii Mortgage has been providing mortgage loans to Hawaii residents for over 26 years, with a proven track record of $2 billion in funded loans. Our team of seasoned professionals, each with a minimum of five years' experience in the mortgage industry, specializes in navigating Hawaii's unique real estate landscape, including Condominium-Hotels, vacation properties, and vacant land. As an A+ rated Better Business Bureau-accredited business, we prioritize honesty, integrity, and client satisfaction, offering tailored solutions for first-time homebuyers and experienced investors alike.Our president, Alan Van Zee, is recognized as a top mortgage professional in Honolulu Magazine and contributes expert insights through a widely read weekly mortgage newsletter. We maintain a 99.8% customer satisfaction rate by delivering competitive rates, personalized service, and a streamlined loan process that consistently meets closing deadlines.
Services
Conventional Loans
Condo-Hotel Financing
VA Loans
FHA Loans
USDA Loans
Jumbo Loans
Vacant Land Loans
Highlights and features
- We offer over 26 years of local mortgage expertise in Hawaii
- Our team has a minimum of 5 years' experience in the mortgage industry
- We maintain a 99.8% customer satisfaction rate with zero consumer complaints
- Our staff includes certified professionals with specialized knowledge of Hawaii's real estate market
- We provide personalized loan solutions for complex property types and financial situations
Associations and certifications
- Better Business Bureau
What people say
Excellent experience
Knowledgeable team
Smooth process
Best mortgage broker
Highly recommend
Services
Conventional Loans
Standard mortgage loans for primary residences, investment properties, and second homes with competitive rates and flexible terms. Our experts guide clients through conventional loan requirements while leveraging local market knowledge to streamline approvals. Ideal for borrowers with strong credit seeking predictable payment structures.
Condo-Hotel Financing
Specialized financing for mixed-use condo-hotel properties combining residential and commercial elements. We navigate complex lender guidelines and Hawaii-specific regulations to secure optimal terms. Perfect for investors seeking vacation rental opportunities with developer amenities.
VA Loans
Exclusive mortgage options for eligible veterans and service members with zero down payment requirements and favorable rates. Our team simplifies the VA loan process while addressing Hawaii's unique property challenges. Available for primary residences across all islands.
FHA Loans
Federal Housing Administration-insured loans with low down payments and flexible credit requirements. We specialize in Hawaii-specific FHA guidelines for both first-time buyers and repeat purchasers. Ideal for those needing additional financing flexibility.
Vacant Land Loans
Financing solutions for undeveloped land purchases with tailored terms for residential or investment purposes. Our local expertise addresses Hawaii's zoning complexities and development potential. Available for both short-term acquisition and long-term ownership.
People
Alan Van Zee
President
Recognized Honolulu mortgage expert with 26+ years of Hawaii real estate experience. Guest lecturer at University of Hawaii and author of the state's most-read mortgage newsletter. Specializes in complex transactions and market navigation.
Maura
Loan Officer
Experienced mortgage professional with expertise in Hawaii property financing. Known for exceptional client communication and successful closings on complex transactions across multiple islands.
Questions
What mortgage loan options do you offer in Hawaii?
We offer conventional, FHA, VA, USDA, jumbo, condo-hotel, and vacant land loans tailored to Hawaii's unique real estate market.
How does your local expertise benefit Hawaii borrowers?
Our team understands Hawaii-specific challenges like flood zones, unpermitted additions, and special property types, ensuring smoother transactions.
Can you help with complex income situations?
Yes, we specialize in handling self-employment income, commissions, and other complex financial scenarios with expert accuracy.
What is your average loan closing timeline?
We maintain a 28-day average closing time while ensuring thorough preparation and compliance with Hawaii regulations.
Do you serve all Hawaiian islands?
Yes, we provide mortgage services across Oahu, Maui, Kauai, Molokai, Lanai, and Hawaii Island with local expertise.
