Business Details
26 Years
experience
Your Trusted Mortgage Partner in Arlington, TX
At Vista Mortgage Corp., we treat each customer as an individual, not a number. Our approach combines common sense with expertise to help clients obtain the best loan possible. We represent a wide range of A-rated lenders, from traditional institutions to specialized hardship lenders, and work with over 100 investors to secure competitive rates. Our services cover all loan programs, including fixed-rate, adjustable-rate, jumbo, VA, FHA, and commercial mortgages.We specialize in tailoring solutions for diverse financial situations, from full documentation to no-documentation loans. Our local market expertise and commitment to fast processing ensure efficient loan closures. We leverage modern technology like secure mobile uploads while maintaining personalized service. Our teams experience and dedication to client goals make us a trusted partner in achieving homeownership or refinancing objectives.
Services
Fixed Rate Mortgage
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Investment Property Loans
Details
- Year established: 2000
Highlights and features
- We offer personalized loan solutions tailored to individual financial situations.
- Our team works with 100+ A-rated lenders to secure competitive rates.
- Fast loan processing with local market expertise and community knowledge.
- We utilize secure mobile technology while maintaining traditional service options.
- Experienced professionals guide clients through every step of the mortgage process.
Associations and certifications
- NMLS 70129
Services
Fixed Rate Mortgage
Fixed-rate mortgages provide stable monthly payments with consistent interest rates over the loan term. Ideal for long-term homeowners seeking predictable budgeting. Our 15-, 20-, and 30-year options balance affordability with financial security.
FHA Home Loan
FHA-insured loans offer low down payments and flexible credit requirements for first-time buyers. Designed to make homeownership accessible with competitive rates. Requires mortgage insurance but provides easier qualification standards.
VA Home Loan
VA loans provide zero-down payment options for veterans and active-duty personnel. Backed by the Department of Veterans Affairs with no private mortgage insurance required. Offers favorable terms for eligible service members.
Jumbo Home Loan
Jumbo mortgages finance high-value properties exceeding conventional loan limits. Tailored for luxury homes or high-cost areas with specialized underwriting. Requires strong credit profiles and larger down payments.
Investment Property Loans
Financing solutions for rental and commercial real estate investments. Available for multi-family units and non-owner-occupied properties. Structured to accommodate varying cash flow scenarios and property types.
Questions
How do I start the mortgage pre-approval process?
Begin by using our online prequalifier tool to assess your eligibility. Submit basic financial information to receive a preliminary rate quote.
What loan types are available for first-time homebuyers?
We offer FHA loans with low down payments, conventional loans, and specialized first-time buyer programs with down payment assistance options.
Can I refinance my current mortgage?
Yes, we provide refinance options to lower payments, shorten loan terms, or access home equity. Our process includes rate-and-term and cash-out refinancing.
What documents are needed for mortgage approval?
Standard requirements include proof of income, tax returns, bank statements, and property details. We offer no-documentation options for qualified applicants.
How long does the mortgage closing process take?
Average closing time is 30-45 days. Our team expedites processing with digital tools while maintaining thorough underwriting standards.
Do you offer mortgage rates for investment properties?
Yes, we provide competitive financing for rental properties and commercial real estate with tailored terms for investor portfolios.
