Business Details
Your San Diego Credit Union for Personalized Banking
North County Credit Union is a not-for-profit financial cooperative dedicated to providing comprehensive banking, lending, and investment solutions to residents and professionals in San Diego's North County region. Our merger with Cabrillo Credit Union, effective February 1, 2025, expands our capacity to deliver enhanced financial services while maintaining our community-focused mission. We offer a full spectrum of products including home equity and auto loans, checking and savings accounts, retirement planning services, and investment certificates. Our commitment to financial education empowers members through resources on retirement strategies, debt management, and educational savings.With convenient 24-hour ATM access, shared branch locations, and digital banking tools, we combine modern convenience with personalized service. Our team prioritizes member financial well-being through competitive rates, including special offers on home equity lines of credit. As a division of Cabrillo Credit Union, we maintain dual branch locations at 17045 Via Del Campo, San Diego, CA 92127, operating Monday-Friday 9:00 AM-5:00 PM PST. Our services extend through nationwide shared branch networks and surcharge-free ATM access across the United States and Canada.
Services
Home Equity Loans
Auto Loans
Checking Accounts
Savings Accounts
IRAs
Investment Certificates
Mortgage Services
Financial Planning
Mobile Banking
Shared Branch Access
Highlights and features
- We offer 24-hour surcharge-free ATM access across the U.S. and Canada
- Our merger with Cabrillo Credit Union expands service capabilities while maintaining local focus
- Specialized financial education resources help members make informed decisions
- Competitive rates on home equity lines of credit and auto loans
- Nationwide shared branch network provides convenient transaction locations
Services
Home Equity Loans
Access competitive home equity lines of credit with flexible terms. Our loan specialists help homeowners leverage property value for major expenses. Dedicated support guides borrowers through the application process with personalized rate options.
Auto Loans
Secure financing for new or used vehicles with favorable interest rates. We offer pre-approval options and loan calculators to help determine affordable payment plans. Our AutoSMART buying service provides additional purchasing advantages.
Checking Accounts
Choose from multiple checking account options including direct deposit, e-Access, and Fresh Start programs. Features include Visa debit cards, check ordering, and online bill payment capabilities for convenient money management.
IRAs
Build retirement savings through traditional and Roth IRA options with competitive certificate rates. Our financial advisors provide guidance on contribution limits, tax advantages, and investment strategies tailored to individual retirement goals.
Mobile Banking
Manage accounts 24/7 through secure mobile apps for iOS and Android devices. Features include mobile deposits, fund transfers, bill payments, and real-time account monitoring with advanced security protections.
Questions
Can anyone join North County Credit Union?
Membership is open to anyone living or working in San Diego's North County area.
What happens to my account after the merger with Cabrillo CU?
All accounts will transition seamlessly to become part of Cabrillo Credit Union while maintaining your same services and benefits.
Do you offer 24-hour banking access?
Yes, through our surcharge-free ATMs at 17045 Via Del Campo and the CO-OP ATM Network across the U.S. and Canada.
What loan rates do you currently offer?
Check our website for current rates on home equity lines and auto loans, or contact our lending specialists for personalized quotes.
Can I access services outside San Diego?
Yes, through our shared branch network with thousands of CO-OP locations and nationwide ATM access.
How do I report a lost debit card?
Call us immediately at 858-487-1880 during business hours or use our mobile app's card security features.
