Business Details
30 Years
experience
Your Trusted Mortgage Partner in Madison, WI
At Fairway Independent Mortgage, we prioritize customer service as a core value, dedicating ourselves to finding competitive rates and tailored loan options for our clients. Our team of mortgage loan officers is committed to delivering personalized advice and some of the fastest turn times in the industry, acting as trusted advisors throughout the entire loan process. Guided by core values of kindness, humility, and dedication, we strive to create a sense of family for both our team members and customers.With a focus on exceeding expectations, we provide exceptional support from application to closing and beyond, ensuring satisfaction and building lasting trust. Our commitment extends to community involvement through initiatives like Fairway Cares and the American Warrior Initiative, reflecting our dedication to making a positive impact beyond mortgage services.
Services
Conventional Mortgages
FHA Loans
VA Mortgages
Refinancing Options
First-Time Homebuyer Programs
Jumbo Loans
Reverse Mortgages
Home Equity Loans
Construction Financing
Rural Development Loans
Details
- Year established: 1996
Highlights and features
- We offer over 25 years of mortgage expertise with personalized loan solutions.
- Our team provides some of the fastest turn times in the industry.
- We guarantee transparent communication and full disclosure throughout the loan process.
- Our loan officers maintain deep local market knowledge across all 50 states.
- We provide comprehensive post-closing support and long-term customer relationships.
Associations and certifications
- NMLS Entity ID #2289
What people say
Excellent customer service
Knowledgeable and helpful
Smooth process
Transparent communication
Timely closings
Services
Conventional Mortgages
Our conventional mortgage programs offer flexible terms for borrowers with strong credit histories. These fixed-rate and adjustable-rate options provide competitive pricing with down payment requirements typically ranging from 5% to 20%. We specialize in tailored solutions for both first-time buyers and experienced homeowners seeking to upgrade or downsize.
FHA Loans
Federal Housing Administration insured mortgages enable qualified buyers to purchase homes with lower down payments and more lenient credit requirements. Our FHA specialists guide clients through the process of obtaining these accessible loan products with down payments as low as 3.5% and favorable interest rates.
VA Mortgages
We offer specialized mortgage programs for eligible veterans, active-duty personnel, and surviving spouses through the Department of Veterans Affairs. These loans feature zero down payment options, competitive rates, and streamlined qualification processes to honor our military community's housing needs.
Refinancing Options
Our comprehensive refinancing programs help homeowners reduce monthly payments, shorten loan terms, or access equity through rate-and-term or cash-out refinances. We analyze current market conditions and individual financial situations to determine optimal refinancing strategies for long-term savings.
First-Time Homebuyer Programs
We provide specialized guidance and financing solutions for first-time homebuyers, including down payment assistance programs, educational resources, and low-documentation options. Our dedicated loan officers help navigate the entire process from pre-approval to closing with personalized support and clear explanations of all requirements.
People
Steve Jacobson
Chief Executive Officer
Founder of Fairway Independent Mortgage with over 25 years in the mortgage industry. Prioritized customer service and community impact since establishing the company in 1996. Led growth from a single office to nationwide operations while maintaining core values of integrity and personalized service.
Len Krupinski
Chief Operations Officer
Oversees daily operations and process optimization with 15+ years of mortgage industry leadership. Focuses on improving efficiency while maintaining high service standards. Instrumental in implementing technology solutions that streamline the loan approval process and enhance customer experience.
Scott Fletcher
Chief Credit Officer
Manages credit policies and risk assessment strategies with extensive experience in mortgage underwriting. Develops guidelines ensuring responsible lending practices while maintaining accessibility for qualified borrowers. Leads team in evaluating complex financial situations to find appropriate loan solutions.
Questions
What types of mortgage loans does Fairway offer?
We provide conventional, FHA, VA, USDA, jumbo, reverse mortgages, and specialized programs for first-time homebuyers with flexible terms and competitive rates.
How can I get pre-approved for a mortgage?
Start online with our quick pre-approval process or contact a local loan officer who will guide you through document submission and credit evaluation.
What is the typical mortgage application timeline?
Most transactions close within 30-45 days from application, depending on property type, loan complexity, and documentation completeness.
Do you offer online account management?
Yes, our digital platform allows document submission, status tracking, and secure communication with your loan team throughout the process.
How do mortgage rates get determined?
Rates depend on market conditions, loan type, credit score, down payment amount, and property characteristics evaluated during the application process.
